istant Risk Officer
istant Risk Officer
Posted on :
25-09-2024
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1 Vacancy
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Job Description
We are seeking a highly skilled and diligent Assistant Risk Officer to join our company. As Assistant Risk Officer you will play a crucial role in identifying evaluating and managing potential risks to ensure the institution s financial stability and adherence to regulatory requirements. Your expertise will be pivotal in maintaining a strong risk management framework protecting the company s assets and promoting sustainable growth.
Key Responsibilities:
- Analyze various risks that could impact the company including credit risk operational risk liquidity risk market risk regulatory compliance risk etc..
- Collaborate with different departments and conduct risk assessments to identify potential vulnerabilities and areas of concern.
- Develop and implement a comprehensive risk management framework in alignment with industry best practices and regulatory guidelines.
- Establish risk management policies procedures and guidelines to mitigate identified risks effectively.
- Review and update existing risk policy from time to time to ensure compliance with the Risk Management Directive of the Bank of Ghana (BoG).
- Evaluate and monitor the credit risk exposure of the company s loan portfolio.
- Assess the creditworthiness of potential borrowers and ensure that appropriate risk rating models are utilized.
- Stay uptodate with relevant regulatory requirements and industry standards on risk management in the company and ensure compliance.
- Implement effective risk monitoring tools and techniques to track the company s risk exposure continuously.
- Prepare regular risk reports for management and the board of directors highlighting key risk metrics and trends.
- Present riskrelated findings and recommendations to the management team and board as needed.
- Conduct training sessions for the company s staff on risk awareness and risk management practices.
- Foster a riskaware culture within the organization and promote a proactive approach to risk identification and mitigation.
- Develop and maintain contingency plans to address potential crisis situations and ensure business continuity in times of heightened risk.
- Organize monthly stresstesting and semiannul reserve test testing as required by the regulator.
Requirements
Required Skills or Experience:
- Bachelors degree in finance economics business administration or a related field. Advanced degrees or professional certifications in risk management will be advantageous.
- Familiarity with Central Bank (Bank of Ghana) requirements for risk management at financial institutions.
- Proven experience of at least 5 years in a similar position within the financial sector preferably in the savings and loan/banking sector.
- Indepth knowledge of savings and loans products operations and regulatory landscape.
- Familiarity with risk assessment methodologies risk modeling and analytical tools.
- Strong understanding of credit risk management principles and practices.
- A humble hardworking and confident professional.
- A team player who continuously improves self and the people around him/ her.
- Excellent analytical and problemsolving skills with a keen eye for detail.
- Ability to communicate complex risk concepts clearly and effectively to diverse audiences.
- Must have Ghana Nationality and capacity to work in a multicultural working environment.
Salary Range: Market conform salary with excellent employment conditions.
Employment Type: Full Time
Location: Accra
Minimum Qualification: Degree
Experience Level: Senior level
Experience Length: 5 years
Required Skills or Experience: Bachelors degree in finance, economics, business administration, or a related field. Advanced degrees or professional certifications in risk management will be advantageous. Familiarity with Central Bank (Bank of Ghana) requirements for risk management at financial institutions. Proven experience of at least 5 years in a similar position within the financial sector, preferably in the savings and loan/banking sector. In-depth knowledge of savings and loans products, operations, and regulatory landscape. Familiarity with risk assessment methodologies, risk modeling, and analytical tools. Strong understanding of credit risk management principles and practices. A humble, hardworking, and confident professional. A team player who continuously improves self and the people around him/ her. Excellent analytical and problem-solving skills, with a keen eye for detail. Ability to communicate complex risk concepts clearly and effectively to diverse audiences. Must have Ghana Nationality and capacity to work in a multicultural working environment. Salary Range: Market conform salary with excellent employment conditions. Employment Type: Full Time Location: Accra Minimum Qualification: Degree Experience Level: Senior level Experience Length: 5 years
Employment Type
Full Time
Key Skills
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