Roles and Responsibilities :
- Research and evaluate clients creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop review and update our companys credit policies
Candidate Profile Required:
- Post Graduate preferred with 46 Years of relevant work experience in Credit Underwriting
- Prior experience in credit analysis for LAP