Credit Appraisal Officer
Credit Appraisal Officer
Posted on :
20-12-2024
Employer Active
1 Vacancy
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Job Description
Hello
We are urgently hiring for Credit Appraisal officer for Ahmedabad Location.
Responsibilities:
1.Document Verification:
- Verify all loan application documents and ensure correctness.
- Generate PDF files of verified documents for recordkeeping.
- Scan missing documents at HO when branches fail to provide them.
2.Data Entry and Compliance:
- Input verified data into the loan application system.
- Perform CIBIL checks and credit appraisals for applicants and coapplicants.
3.TeleVerifications:
- Conduct telephonic verifications for applicants coapplicants and references.
4.Field Investigations:
- Initiate and oversee the field investigation (FI) process for shortlisted cases.
- Analyze and correlate FI reports with other data for comprehensive case assessment.
5.Loan Approval and Disbursement:
- Communicate approved cases and required documents in WhatsApp groups.
- Generate loan agreements in the software including filling insurance details.
- Create digital signature invite links and initiate ECS procedures.
6.Physical File Management:
- Verify physical files against checklist points and raise issues if any in WhatsApp groups.
- Prepare and maintain physical files postloan disbursement.
7.Branch and Sales Support:
- Resolve login queries raised by branch employees.
- Address eligibility or documentrelated queries from the sales team.
8.CKYC Compliance Tasks:
- Handle CKYC uploads in the government portal as both maker and checker.
Skills:
- Bachelor s degree in Commerce Finance or related field.
- Total: 25 years of experience in credit appraisal loan processing or a similar field.
- Strong knowledge of credit appraisal and financial analysis.
- Proficiency in loan management software and government portals like CKYC.
- Excellent communication and coordination skills.
- Ability to interpret and correlate data for informed decisionmaking.
Thank you.
management,loan management software,loan,government,financial analysis,disbursement,groups,credit appraisal,application,credit,c-kyc compliance,data,data interpretation,loan processing,coordination skills,communication skills,kyc
Employment Type
Full Time
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