Branch Credit Manager- Thiruvarur
Branch Credit Manager- Thiruvarur
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3-5years
40 - 50
1 Vacancy
Job Description
We are looking for an experienced Branch Credit Manager to join our team. The ideal candidate should have strong expertise in credit underwriting CAM preparation and personal discussion (PD) experience. As a key member of the credit team you will be responsible for assessing loan applications ensuring compliance with credit policies and making sound credit decisions.
Key Responsibilities:
- Conduct credit underwriting for PL (Personal Loans) and LAP (Loan Against Property) products.
- Prepare Credit Appraisal Memos (CAMs) with indepth financial and risk analysis.
- Perform Personal Discussions (PDs) with customers to evaluate creditworthiness.
- Ensure adherence to internal and regulatory credit policies.
- Maintain strong relationships with local market stakeholders and customers.
- Analyze financial statements bank statements and other relevant documents for loan assessment.
- Monitor portfolio quality and take proactive measures to mitigate risks.
- Collaborate with sales and operations teams for smooth loan processing
Requirements
Key Requirements:
- Experience: Proven experience in credit underwriting and CAM preparation.
- PD Experience: Strong ability to conduct personal discussions and assess borrower credibility.
- Local Market Knowledge: Must be a local candidate with good market connections.
- Product Knowledge: Indepth understanding of PL and LAP products.
- Skills: Strong analytical decisionmaking and communication skills.
We are looking for an experienced and dynamic Branch Manager to lead and manage branch operations, ensuring business growth and customer satisfaction. The ideal candidate should have strong team management skills, hands-on experience in PL (Personal Loan) and LAP (Loan Against Property) products, and a well-established network in the local market. Only candidates with open market sourcing experience will be considered.
Education
Any degree
Employment Type
Full Time
