Senior Analyst Platform Underwriting - 12 Month FTC
Senior Analyst Platform Underwriting - 12 Month FTC
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Job Description
Job Description
Were looking for a strong Underwriter with a background in payments and/or financial analysis to join our Platforms Underwriting team in London. You will be part of a team that is responsible for underwriting applications for customers utilising Checkout.coms solution for platforms primarily Payment Facilitators Marketplaces and Staged Digital Wallet Operators. This is a team which focuses on analysis relevant to Business Model Credit Exposure and enhanced Financial Analysis. This role offers a unique exposure to our core business areas collaborating closely with our key internal players (Business Development Sales Risk Legal teams and Top Management) and our high value merchants and partners.
How youll make an impact:
- Leveraging experience you will conduct business model analysis inline with internal policy guidelines and apply complex evaluation techniques to achieve the desired results for complex deals
- Conduct proficient analysis of P&L balance sheet and cash flow statements of complex business models and demonstrate a competent understanding of accounting principles
- Competent in underwriting high risk lines of business including travel subscriptions ticketing and events securities dealers gambling amongst others
- Conducting Customer due diligence checks including KYC and KYB on merchant applications
- Prepare persuasive summaries to assess micro and macro risks mitigants and make balanced recommendations to present to management and the Credit Risk Committee
- Represent Underwriting in attending customer calls and meetings alongside Sales or Account Management
- Approve teammates credit submissions in line with delegated approval authority
- Identify operational issues and areas for improvement and make detailed recommendations on how to improve the merchant onboarding experience
- Preferable if candidate possesses industry expertise and can act as a subject matter expert in a particular industry
- Foster a culture of collaboration with key internal stakeholders in particular Sales and first and second line Risk personnel and Legal
- Act as a mentor to junior team members through training initiatives and credit approvals
- Contribute to Underwriting driven projects as required
Qualifications :
- 5 years of work experience related to merchant underwriting or equivalent underwriting work
- Subject matter expertise in underwriting and financial analysis with demonstrated ability to make sound judgments balancing risk and reward
- Ability to continually monitor and manage competing priorities and adjust accordingly
- Excellent written and interpersonal communication skills you have a customer first approach to delivering creative solutions for our merchants and will contribute to cross team collaboration and building a One Team culture.
- Competent escalation management act with urgency to ensure escalations are prioritised owned and resolved effectively
- You have a passion for operational improvement initiatives and can contribute to broader department initiatives and projects
- Leading by example youll demonstrate our core Values and live out our Operating Principles in everything you do
- Previous experience coaching mentoring or leading teams is desirable although nonrequired
Experience youll bring to the role
- Work in a team that uses qualitative and quantitative targets to measure performance
- Demonstrable experience related to merchant underwriting credit insurance and/or commercial lending
- Expertlevel financial statement analysis and credit exposure assessment ability
- Experience with concise written and oral presentations and ability to deliver complex messages in a clear and focused manner
- A highly analytical team player who loves to evaluate financial and business risks
- Domain expertise within the payments industry will be preferable
Additional Information :
Apply without meeting all requirements statement
If you dont meet all the requirements but think you might still be right for the role please apply anyway. Were always keen to speak to people who connect with our mission and values.
We believe in equal opportunities
We work as one team. Wherever you come from. However you identify. And whichever payment method you use.
Our clients come from all over the world and so do we. Hiring hardworking people and giving them a community to thrive in is critical to our success.
When you join our team well empower you to unlock your potential so you can do your best work. Wed love to hear how you think you could make a difference here with us.
We want to set you up for success and make our process as accessible as possible. So let us know in your application or tell your recruiter directly if you need anything to make your experience or working environment more comfortable. Well be happy to support you.
Take a peek inside life at Checkout.com via
- Our Culture video
- Our careers page
- Our LinkedIn Life pages bit.ly/3OaoN1U
- Our Instagram
Remote Work :
No
Employment Type :
Parttime
Employment Type
Part-time
