loan officer
loan officer
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INR INR 216000 - 300000
1 Vacancy
Job Description
Overview
Key Responsibilities
- Evaluate clients financial status and creditworthiness.
- Gather and analyze financial information to determine the clients eligibility for loans.
- Guide clients through the loan application process including paperwork and documentation.
- Present appropriate loan products and terms based on clients needs.
- Communicate clearly with clients regarding loan procedures policies and requirements.
- Maintain uptodate knowledge of banking regulations rates and trends in the loan market.
- Develop and maintain relationships with real estate agents financial advisors and other lending partners.
- Ensure compliance with all federal and state lending regulations.
- Assist clients in understanding their credit reports and what can be done to improve their credit scores.
- Handle client inquiries and resolve issues promptly and efficiently.
- Prepare and present loan proposals and recommendations.
- Negotiate loan terms with clients to ensure mutual satisfaction.
- Meet sales targets and maintain a strong pipeline of clients.
- Conduct presentations and outreach to promote loan products.
- Follow up with clients postapproval to ensure satisfaction and maintain relationships.
Required Qualifications
- Bachelors degree in finance business or a related field.
- Minimum 2 years of experience in loan origination or financial services.
- Strong understanding of loan products and financial regulation.
- Excellent verbal and written communication skills.
- Proficient in using loan processing software and Microsoft Office Suite.
- Ability to analyze financial data and make sound decisions.
- Strong customer service and interpersonal skills.
- Knowledge of credit scoring and risk assessment methodologies.
- Ability to work under pressure and meet tight deadlines.
- Strong negotiation skills and attention to detail.
- Current NMLS license or ability to obtain one is preferred.
- Demonstrated ability to build and maintain client relationships.
- Flexibility to adapt to changing market conditions and regulations.
- Salesdriven with a strong understanding of financial products.
- Commitment to continuous professional development in the financial sector.
- Ability to work independently as well as in a team environment.
analytical skills,loan processing software,time management,credit,communication skills,loan origination,communication,microsoft office suite,negotiation,financial analysis,risk assessment,credit scoring,customer service,negotiation skills
Employment Type
Full Time
