Work closely together with our team of underwriters and analysts
Manage our SME loan portfolio and monitor risk levels
Develop and implement risk management strategies working both conceptually and handson when needed
Comfortable in driving creditworthiness assessments based on different criteria including quantitative and qualitative analyses on financial ratings scores and firmographic information
Give insights and support our quantitative and data team to develop new features for our Scoring Models
Collaborate with our product and business development teams to develop new loan products.
Involved in relations and comms with external stakeholders including bank partners data providers and credit bureaus
Your profile
Bachelors or Masters degree in Business Finance Economics or a related field with analytical focus
Experience in credit risk management ideally in SME or retail lending would be a plus
Strong understanding of quantitative and qualitative underwriting credit risk and portfolio management
Proven experience in understanding and implementing risk management strategies and policies
Strong analytical and problemsolving skills
Willingness to work pragmatically and handson
Fluency in English and good knowledge of German mainly of financial terminology
Fintech experience would be a plus
SQL knowledge is not necessary but definitely a plus
Our offer
Our offer
An attractive base salary.
Participation in our virtual Share Options Program.
Fresh coffee and snacks in the office.
Petfriendly office.
Company & team events for a strong team feeling.
Direct collaboration with our CLevel.
You belong with us
We are currently a team of more than 30 employees from over 10 nations and are big fans of diversity. At Banxware everyone is accepted included and celebrated regardless of sexual orientation cultural background gender religion physical abilities or lack of any of these.
We actively encourage women to apply: Our cofounder Miriam is a role model in this regard.
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