Credit Risk Administration Officer Jobs in Optimus Bank Limited in Lagos - Nigeria

Credit Risk Administration Officer

Optimus Bank Limited

Posted on : 26-11-2024

Employer Active

1 Vacancy

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Jobs by Experience

4-5years

Job Location

Lagos - Nigeria

Monthly Salary

Not Disclosed

Salary Not Disclosed

Vacancy

1 Vacancy

Posted on : 26-11-2024

Job Description

Are you an experienced and confident banker seeking a challenging role in Credit Risk Administration

We have an exciting opportunity for you!

Responsibilities Include:

Ensure compliance with the credit risk policy guide of the Bank for all credit facilities.

Ensure the Minutes of Management Credit Committee (MCC) meetings are properly documented and must capture the conditions of all approved credit facilities (on & offbalance sheets).

Ensure regular credit review documentation of security and nonsecurity documents.

Ensure the generation of CBN CRMS prior to disbursement of all credit facilities (Automate the process for all Straight Through Process loans).

Disbursement and management of nonstraight through process approved credit facilities while ensuring compliance to the approval terms.

Ensure the successful management of regulators and external auditors.

Daily review of all newly disbursed facilities to ensure compliance with terms of approval (security & nonsecurity documentation).

Ensure all fees are automated and taken as at when due.

Oversee and monitor all credit facilities bankwide with the aim to identify all nonperforming facilities for recovery.

Determine causes of delinquency in nonperforming facilities.

Identify contraventions of the Bank s credit processes and escalate where necessary for immediate correction.

Engaging customers with delinquent accounts to arrive at workout plans for the loans.

Recovery of nonperforming loans with the use of law enforcement agencies.

Liaising with solicitors and property development consultants to bring about the sale of properties securing nonperforming loans.

Assessing and appointing qualified agents to carry out recovery and property realization in collaboration with stakeholders.

Review risk assets (Direct & Indirect Exposures) covering documentation security/collateral performance fees and exposure.

Requirements

Education/Qualification

A Bachelor of either Finance Business Administration Economics or any related field.

Experience

A minimum of 4 years of experience in Credit Risk Administration.

Skills/Competencies

Knowledge and understanding of security documentation.

Good understanding and knowledge of prudential guidelines and other banking regulations.

Good knowledge of MS Office and Finacle Banking Software.

Ability to motivate colleagues to meet set targets and goals.

Benefits

Whats in it for you

Limitless Growth.
Positive and Inclusive Work Environment.
Tailored Rewards and Recognitions.
Continuous learning environment.
Health and Wellness Benefits.

Employment Type

Full Time

Company Industry

Financial Services / Insurance Agencies and Brokerages / Investment Banking

Key Skills

Apply Now

About Company

Optimus Bank Limited

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Credit Risk Administration Officer

Optimus Bank Limited

Job Description

Requirements

Education/Qualification

Experience

Skills/Competencies

Benefits

Employment Type

Company Industry

Key Skills

About Company

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