Job Description:
1. Credit appraisal of Loan applications which are in compliance with the broad credit policy laid down by the management
2. Personal Discussions with the client as applicable.
3. Responsible for Under writing cases with desired level of quality.
4. Evaluating clients credit data and financial statements in order to determine the degree of risk involved in lending money to them.
5. Use performance history along with liquidity debt/asset management and profitability to assess
creditworthiness in evaluation
6. Evaluating financial statements and projections with stress tests to determine risks of extending credit to prospects.
7. Responsible for doing all the credit checks such as CIBIL Highmark etc
8. Coordinate with Sales Operations and Legal.