ACM Credit Appraisal - Emerging
ACM Credit Appraisal - Emerging
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Job Description
Position Title: ACM – Credit Appraisal
Key Objectives of the Role:
Conduct credit analysis of proposals and prepare credit notes.
Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement balancing business growth with portfolio quality.
Regularly meet with new and existing customers.
Monitor portfolio performance consistently identifying stress signals and initiating corrective actions.
Ensure ongoing monitoring of all highvalue exposures in the region.
Major Deliverables:
Maintain quality in credit underwriting.
Monitor portfolio performance regarding delinquencies deferrals and annual reviews/renewals.
Develop market intelligence through regular interactions with competitors key business groups and CA firms.
Raise early warning signals for stressed accounts and take timely measures for exits.
Ensure minimal audit queries including RBI and statutory audits and resolve issues within prescribed timelines.
Educational Qualifications:
Chartered Accountant or MBA (preferably with Finance as a major).
Desired Experience:
A minimum of 45 years in the credit vertical preferably in corporate lending.
Other Desired Attributes:
Strong team coordination skills a positive attitude and a willingness to learn and provide training.
Location:
Mumbai
Number of Positions:
1
Skills
Proactive, Linq, Positive Attitude, Vertica
Employment Type
Full Time
