drjobs Credit Analyst

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Job Location drjobs

India

Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Job Summary:
We are seeking a Credit Analyst with expertise in the Australian mortgage industry to join our dynamic team. The ideal candidate will possess a deep understanding of credit processes and policies along with exceptional analytical skills and a strong work ethic. This role involves supporting brokers and clients by performing detailed credit assessments managing applications and ensuring a smooth processing experience until settlement. If you have experience using mortgage CRM platforms thrive in a fastpaced environment and are passionate about delivering exceptional service this is the perfect opportunity for you.

Key Responsibilities:
  • Document Verification: Ensure all client documents are accurate and compliant with lender requirements.
  • Lender Policy Research and Recommendations: Research lender policies to provide tailored recommendations based on client needs.
  • Borrowing Capacity Calculations: Conduct accurate assessments of clients borrowing capacity.
  • Funding Position Preparation: Prepare and present comprehensive funding analyses for clients.
  • Living Expenses Analysis: Review and assess clients living expenses to support credit applications.
  • Application Packaging: Compile and package loan applications for submission.
  • Stakeholder Communication: Collaborate with lenders brokers Business Development Managers (BDMs) and customers to maintain seamless communication.
  • Data Entry and Lodgement: Accurately input data into CRM platforms and ApplyOnline ensuring all supporting documents are uploaded.
  • Valuations and Pricing: Order property valuations and coordinate pricing negotiations.
  • Form Preparation: Prepare First Home Owner Grant (FHOG) and discharge forms as required.
  • File Management: Manage client files and conduct followups to ensure successful settlements.
  • Adhoc Duties: Perform additional responsibilities as required.
Qualifications and Skills Required:
  • Education: Masters degree in Finance Accounting or Commerce.
  • Experience:
  • 23 years of experience in a credit role within the Australian mortgage industry is mandatory.
  • Familiarity with various Aggregators CRM systems such as Mercury (M5 & Nexus) My CRM and ApplyOnline.

Skills and Attributes:
  • Exceptional analytical and problemsolving skills.
  • Strong attention to detail and accuracy.
  • Excellent time management skills with the ability to multitask efficiently.
  • High proficiency in working under pressure in a dynamic team environment.
  • Outstanding communication and customer service skills.
  • Demonstrated ability to learn quickly and a passion for continuous development.
  • A proactive and positive cando attitude.
WHY JOIN OUR CLIENT:
  • Be part of a highperforming team in a fastpaced and collaborative environment.
  • Develop your expertise in the Australian mortgage industry.
  • Opportunities for growth and continuous professional development.
If you meet the qualifications and are ready to make a significant impact we would love to hear from you!

file management,time management,lender policy research,documentation,credit analysis,crm,financial management,mortgage industry,application packaging,living expenses analysis,data entry,document verification,form preparation,crm platforms,borrowing capacity calculations,communication,stakeholder communication,valuations and pricing,funding position preparation

Employment Type

Full Time

Company Industry

Key Skills

  • Financial Statement Preparation
  • Credit Analysis
  • Cash Flow Analysis
  • Math
  • Banking
  • Analysis Skills
  • UCC Law
  • Underwriting
  • Financial Analysis
  • Financial Modeling
  • Financial Report Interpretation
  • Word Processing
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