Job Summary:
We are seeking a Credit Analyst with expertise in the Australian mortgage industry to join our dynamic team. The ideal candidate will possess a deep understanding of credit processes and policies along with exceptional analytical skills and a strong work ethic. This role involves supporting brokers and clients by performing detailed credit assessments managing applications and ensuring a smooth processing experience until settlement. If you have experience using mortgage CRM platforms thrive in a fastpaced environment and are passionate about delivering exceptional service this is the perfect opportunity for you.
Key Responsibilities:
- Document Verification: Ensure all client documents are accurate and compliant with lender requirements.
- Lender Policy Research and Recommendations: Research lender policies to provide tailored recommendations based on client needs.
- Borrowing Capacity Calculations: Conduct accurate assessments of clients borrowing capacity.
- Funding Position Preparation: Prepare and present comprehensive funding analyses for clients.
- Living Expenses Analysis: Review and assess clients living expenses to support credit applications.
- Application Packaging: Compile and package loan applications for submission.
- Stakeholder Communication: Collaborate with lenders brokers Business Development Managers (BDMs) and customers to maintain seamless communication.
- Data Entry and Lodgement: Accurately input data into CRM platforms and ApplyOnline ensuring all supporting documents are uploaded.
- Valuations and Pricing: Order property valuations and coordinate pricing negotiations.
- Form Preparation: Prepare First Home Owner Grant (FHOG) and discharge forms as required.
- File Management: Manage client files and conduct followups to ensure successful settlements.
- Adhoc Duties: Perform additional responsibilities as required.
Qualifications and Skills Required:
- Education: Masters degree in Finance Accounting or Commerce.
- Experience:
- 23 years of experience in a credit role within the Australian mortgage industry is mandatory.
- Familiarity with various Aggregators CRM systems such as Mercury (M5 & Nexus) My CRM and ApplyOnline.
Skills and Attributes:
- Exceptional analytical and problemsolving skills.
- Strong attention to detail and accuracy.
- Excellent time management skills with the ability to multitask efficiently.
- High proficiency in working under pressure in a dynamic team environment.
- Outstanding communication and customer service skills.
- Demonstrated ability to learn quickly and a passion for continuous development.
- A proactive and positive cando attitude.
WHY JOIN OUR CLIENT:
- Be part of a highperforming team in a fastpaced and collaborative environment.
- Develop your expertise in the Australian mortgage industry.
- Opportunities for growth and continuous professional development.
If you meet the qualifications and are ready to make a significant impact we would love to hear from you!
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