Head of FDI Credit Reassessment Banking

• Develop departmental plans for FDI&FI including KPI plans and operational objectives.
  
• Collaborate with relevant departments/take the lead in establishing mechanisms policies procedures related to FDI&FI customer reassessment activities.
  
• Develop the departments operational budget plan.
  
• Receive applications on the software and then assign them to Reassessment specialists.
  
• Conduct onsite customer assessments provide assessments on whether the actual assessment situation is consistent with the provided documents identify and assess the level of risk during the assessment process.
  
• Evaluate the logic of financial data to make judgments on the reliability of financial statements provided by customers according to bank standards.
  
• Make assessments on future trends.
  
• Interact coordinate well and exploit information from the business unit and assess risk issues make appropriate recommendations.
  
• Control Reassessment reports supplement conditions to control risks for each Reassessment report before submitting to the assessment board.
  
• Provide feedback to the business unit on the reassessment views in the reassessment report.
  
• Defend opinions before the credit committee.
  
• Finalize the Credit Committee Resolution for the secretary to sign.
  
• Coordinate with CPC and related departments to answer/resolve questions to apply the Resolution.
  
• Improve processes documents and regulations.
  
• Manage personnel and develop the team within the Department.
  

Requirements

• Bachelors degree or above in Economics or a related field
  
• 12y experience in banking credit.
  
• Over 10 years of management experience in the banking and finance industry particularly in credit assessment/approval for FDI/FI/multinational customers.
  
• Understanding of complex financial statement analysis and accounting practices.
  
• Ability to synthesize and analyze information to make appropriate management recommendations for different types of FDI/FI customers.
  
• Ability to interact effectively with internal and external stakeholders to ensure optimal coordination.
  
• Indepth understanding of bank lending operations.
  
• Proficiency in banks and relevant legal regulations related to credit.
  
• Basic understanding of the common business operations of various customers in the economy.
  
• Fluent in English.
  
• Decisionmaking.
  
• People management.
  
• Strategic vision aligned with banks development.