Data Analyst Credit Risk
Data Analyst Credit Risk
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Get to Know the Team
- Grabs lending business Grab Financial Services Asia (GFSA) focuses on providing microcredit to underserved communities. The GFSA team combines talent from its Regional Hub in Singapore with deep local market operators.
- We aim to build a team with the best mix of business drive industry expertise and local market knowledge. The GFSA team handles all aspects of lending from conceptualization to ongoing management in its focus markets.
- The Country Credit team sets and executes credit risk management policies working closely with the Country Head and Regional Credit Risk team to use data and technology in risk management.
Get to Know the Role
- Were looking for a Risk Associate who will manage and structuring of the internal and external data automating the credit risk assessment processes and developing dashboards to monitor portfolio risk performance.
- You will report to Head of Lending and work onsite at the Grab Malaysia office.
The Critical Tasks You Will Perform
- You will develop and implement an endtoend credit framework and policies for the Driver and Consumer segments in collaboration with the regional credit team.
- You will manage credit risk operations and create a credit whitelist using alternative data to enhance credit models for the MEX segment.
- You will establish and refine credit models uncover insights and collaborate with lending and collections teams to optimize the lending portfolio.
- You will work with external agencies like RAMCI and Experian to improve credit processes and operational efficiency.
- You will monitor credit performance identify underwriting weaknesses and adapt to new methods for business growth.
- You will coordinate with crossfunctional teams to develop datadriven strategies credit policies and collection strategies while minimizing credit loss.
- You will design and implement performance dashboards to provide senior management with actionable insights for decisionmaking.
Qualifications :
The must haves:
- You have a Bachelors degree preferably in Statistics Mathematics Economics Finance Risk Management or a relevant background.
- You have 5 years of relevant work experience in credit policy and credit analytics.
- You can conceptualize and build credit scoring using nonconventional alternative data.
- You have technical expertise regarding data models data mining and segmentation techniques.
- You are fluent with SQL Python R or other tools for statistical analysis.
Additional Information :
Life at Grab
We care about your wellbeing at Grab here are some of the global benefits we offer:
- We have your back with Term Life Insurance and comprehensive Medical Insurance.
- With GrabFlex create a benefits package that suits your needs and aspirations.
- Celebrate moments that matter in life with loved ones through Parental and Birthday leave and give back to your communities through LoveallServeall (LASA) volunteering leave
- We have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through lifes challenges.
- Balancing personal commitments and lifes demands are made easier with our FlexWork arrangements such as differentiated hours
What We Stand For at Grab
We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer we consider all candidates fairly and equally regardless of nationality ethnicity religion age gender identity sexual orientation family commitments physical and mental impairments or disabilities and other attributes that make them unique.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
