Analyst II Underwriting

The role

Were looking for a strong Underwriter with a background in payments and/or financial analysis to join our New York team. You will be part of a team that is responsible for underwriting enterprise customer applications with a focus on analysis relevant to Business Models Credit Exposure Due Diligence Financial Analysis and Scheme Rules.

This role offers a unique exposure to our core business areas collaborating closely with our key internal players (Business Development Financial Partnerships Sales Risk Compliance Legal teams and Senior Management) and our highvalue merchants and partners.
 

How youll make an impact:

• Conduct business model analysis in line with internal policy guidelines and apply evaluation techniques to achieve the desired results for complex deals.

• Calculate exposure in line with existing guidance with the ability to tailor the approach based on merchant specifics.

• Complete financial analysis of profit and loss balance sheet and cash flow statements and demonstrate a competent understanding of accounting principles.

• Experience in underwriting highrisk lines of business including travel furniture ticket and events securities gambling etc.

• Prepare detailed oral and written summaries to assess micro and macro risks mitigating factors and make balanced recommendations to present to management the Credit Risk Committee and Checkouts partner bank.

• Represent Underwriting in customer calls and meetings alongside Sales or Account Management.

• Access and process Pay to Card and Pay to Bank applications.

Qualifications :

• Several years of work experience in the financial services/payments/digital banking sector wit a focus on merchant underwriting or similar underwriting roles.

• Expert business model assessment and identification of credit risk exposure.

• Strong knowledge of financial statement analysis and analyzing credit exposure.

• Excellent written and interpersonal communication skills you have a Customer First approach to delivering creative solutions for our merchants and will contribute to crossteam collaboration and building a One Team culture.

• Experience within Customer Due Diligence KYC and KYB.

• Competent escalation management act with urgency to ensure escalations are prioritized owned and resolved effectively.

• You have a passion for operational improvement initiatives and can contribute to broader department initiatives and projects.

Additional Information :

New York City law requires Checkout.com to include in job postings a reasonable estimated salary range for this position. However exact compensation may vary subject to several factors such as a candidates level relevant experience qualifications skills and proficiency for the role. 

The information provided here is applicable to those working in the New York City office. However this role may also open to applicants from other US locations and will be advised on the relevant pay for that location.

For regular fulltime employees in New York City the estimated base salary for this role is $85000 to $100000 per year. Additionally this role is eligible to earn an annual cash bonus.

Our competitive salaries are just one component of Checkout.coms total compensation package. Additional benefits include: health vision dental insurance 401k vacation and sick and safe time learning days and volunteer days.

To view more details of what you can look forward to visit our careers page:

Apply without meeting all requirements statement 

If you dont meet all the requirements but think you might still be right for the role please apply anyway. Were always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world and so do we. Hiring hardworking people and giving them a community to thrive in is critical to our success.

When you join our team well empower you to unlock your potential so you can do your best work. Wed love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application or tell your recruiter directly if you need anything to make your experience or working environment more comfortable. Well be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video 
• Our careers page 
• Our LinkedIn Life pages bit.ly/3OaoN1U  
• Our Instagram 

Apply without meeting all requirements statement 

If you dont meet all the requirements but think you might still be right for the role please apply anyway. Were always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world and so do we. Hiring hardworking people and giving them a community to thrive in is critical to our success.

When you join our team well empower you to unlock your potential so you can do your best work. Wed love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application or tell your recruiter directly if you need anything to make your experience or working environment more comfortable. Well be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video
• Our careers page
• Our LinkedIn Life pages bit.ly/3OaoN1U  
• Our Instagram