Money Laundering Reporting Officer Americas

What youll be doing

To support our ongoing expansion across the Americas region Checkout.com is now actively seeking a Money Laundering Reporting Officer (MLRO) to be based in Brazil and to act as the primary Compliance leader for our Brazilian operations.

The incoming leader will join a growing international team dedicated to Compliance. Reporting into our Director Financial Crime Compliance this role will work closely with various other functional partners (including Sales Onboarding Transaction Monitoring Legal Product...) ensuring compliance with all applicable requirements concerning FinCrime AML/CTF and financial regulation.

The ideal candidate will be a confident leader with strong interpersonal and organizational skills. They will demonstrate an ability to promote proactive and effective solutions and exercise good judgment when partnering with internal and external stakeholders within a fastpaced dynamic environment.

How youll make an impact

• Launching the compliance program for Checkouts Brazilian operations and assisting with licensing and scheme registrations

• Providing oversight and compliance advice to the Brazil team ensuring risk management and mitigation policies are embraced and adequately addressed

• Reviewing escalations from the first line of defense approving merchant applications and making sure necessary CDD is performed at all times

• Defining developing and documenting the Financial Crime and AML Programs to manage all sources of regulatory risk and providing reporting which meets the needs of our Brazilian regulators and bank partners to ensure they remain up to date with all standardized regulatory and international methodologies

• Delivering countryspecific risk assessments; highlighting control gaps

• Managing compliance reporting as per regulatory and governance requirements and issuing internal reports to Senior Management (such as AML/CTF internal control reports fraud periodic internal reports etc.)

• Acting as the nominated officer managing the Brazil suspicious activity reporting (SAR) process internally and externally

• Assessing highrisk merchants whether at onboarding as part of regular reviews or during trigger events and delivering welljustified recommendations; ensuring these are being monitored accordingly

• Training and supporting all necessary staff to ensure they understand their responsibilities and are fully literate in Checkout.coms money laundering and compliance policies and procedures; understanding how they can identify financial crime and how they should escalate suspicious activity internally and externally in the appropriate manner

• Serving as a liaison to the local authorities managing filings to the local Financial Investigation Unit (FIU) and communicating with regulators

• Supporting the business and signing off where necessary the launch of products to ensure regulatory requirements are met as appropriate

• Participating in numerous adhoc Group compliance projects as needed

• Maintaining awareness of industry trends on financial crime risks emerging threats investigating and assessing potential risks and taking appropriate steps to mitigate it

• Contributing to updating AML/CTF risk classifications and assessing ongoing risk exposure with new products/activities 

• Partnering with key stakeholders to develop and implement standards processes programs and best practices related to risk management

Qualifications :

• 6 years of experience within regulated companies in senior Compliance roles with robust knowledge on Compliance topics (e.g. KYB / KYC AML/CFT sanctions etc)

• Proven domain expertise in the Financial Services/Payments sectors in Brazil with a strong understanding of payments products and flows and of the related nuance of Compliance operations in this industry

• ACAMS/ICA certification is preferable

• Strong analytical skills with experience in complex problemsolving and ability to implement and deliver solutions as well as identifying opportunities for change

• Good organizational stakeholder management skills and willingness to expand technical knowledge across a broad range of topics and projects

• A clear sense of accountability and a solutionoriented mindset (will represent our be the owner operating principle) and lead by example 

• Ability to identify inefficiencies see the bigger picture challenge the status quo and define scalable and sustainable processes for the future

• Well organized selfstarter able to prioritize quickly and meet deadlines even under pressure; able to articulate roadmaps and deliverables clearly 

• Strong stakeholder management and communication skills with the ability to work independently and autonomously when needed 

• Team player with strong collaborative qualities ideally including previous experience building leading and motivating a diverse highperforming team

• Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (not just in the Brazilian ecosystem but globally)

• Fluent English language skills; strong written and verbal communication

• Humility lowego and will be an ideal champion of our mission and values

Additional Information :

*PLEASE SUBMIT YOUR APPLICATION IN ENGLISH*

Hybrid Working Model

All of our offices globally are onsite 3 times per week (Tuesday Wednesday and Thursday). Weve worked towards enabling teams to work collaboratively in the same space while also being able to partner with colleagues globally. During your days at the office we offer amazing snacks breakfast and lunch options in all of our locations.

Apply without meeting all requirements statement 

If you dont meet all the requirements but think you might still be right for the role please apply anyway. Were always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world and so do we. Hiring hardworking people and giving them a community to thrive in is critical to our success.

When you join our team well empower you to unlock your potential so you can do your best work. Wed love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application or tell your recruiter directly if you need anything to make your experience or working environment more comfortable. Well be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video 
• Our careers page 
• Our LinkedIn Life pages bit.ly/3OaoN1U  
• Our Instagram 

Apply without meeting all requirements statement 

If you dont meet all the requirements but think you might still be right for the role please apply anyway. Were always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world and so do we. Hiring hardworking people and giving them a community to thrive in is critical to our success.

When you join our team well empower you to unlock your potential so you can do your best work. Wed love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application or tell your recruiter directly if you need anything to make your experience or working environment more comfortable. Well be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video
• Our careers page
• Our LinkedIn Life pages bit.ly/3OaoN1U  
• Our Instagram