Jr Credit Risk Analyst
Jr Credit Risk Analyst
Posted on :
05-02-2025
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1 Vacancy
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Job Description
Our client is a CBN licensed and NDIC insured Microfinance bank providing Savings Investment and Loan products to Micro Small and Medium Enterprises. Due to expansion they are in need of a Junior Credit & Risk Analyst
JOB RESPONSIBILITIES
- Analyze financial statements and ratios to assess borrowers financial health
- Evaluate lending risks and identify cost reduction opportunities
- Collaborate with clients and loan officers on credit decisions
- Prepare loan applications and develop risk mitigation strategies
- Recommend credit limits for new customers
- Verify authenticity of provided documents
- Ensure loan proposals comply with bank credit policy
- Recommend adjustments to credit policies based on market trends
JOB REQUIREMENTS
- Bachelors degree or HND holder
- 24 years of relevant work experience in a financial institution
- MCP is an added advantage
- Proficiency in MS Office and Core Banking software applications
- Ability to navigate compliance issues
- Strong attention to detail and problemsolving skills
- Knowledge of Credit and portfolio management
- Strong financial analysis and reporting skills
- Risk assessment expertise
- Great communication and negotiation skills
Employment Type
Full Time
Key Skills
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