Senior Credit Manager - LAS
Senior Credit Manager - LAS
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Job Description
Job Opportunity: Senior Credit Manager
Location: Mumbai
Industry: Financial Services
We are seeking an experienced Senior Credit Manager to join a leading financial services organization. This role involves assessing approving and managing credit proposals for corporate and institutional lending businesses ensuring risk mitigation and compliance with internal policies and regulatory guidelines.
Position Overview:
Reporting To: National Credit Head
Function/Department: Credit – LAS Institutional
Portfolio Size: 1000 crore
Key Responsibilities:
1. Credit Assessment and Approval:
o Evaluate and approve credit proposals for midcorporate large corporate construction finance capital markets and institutional mortgage clients.
o Conduct thorough risk analysis including industry business financial and management risk assessments.
o Recommend credit decisions while adhering to internal policies external regulations and legal documentation norms.
2. Portfolio Monitoring and Risk Mitigation:
o Monitor a diversified portfolio ensuring timely detection and resolution of risks.
o Analyze financial covenants portfolio trends and early warning signals to mitigate potential losses.
o Develop strategies to manage credit exposures recover assets and minimize nonperforming assets (NPAs).
3. Collaboration and Process Improvement:
o Engage with sales teams credit committees and risk management teams to facilitate seamless credit approval processes.
o Recommend improvements to credit policies processes and tools based on evolving market needs.
4. Market Knowledge and Expertise:
o Stay updated on regulatory changes market trends and industry practices especially in share markets MTF AIF REIT INVIT and SEBI guidelines.
o Provide actionable insights to improve credit evaluation and portfolio health.
5. Team Leadership:
o Mentor and guide junior credit analysts and business analysts enhancing their technical and analytical capabilities.
Basic Qualifications and Experience:
Education: Postgraduate/Graduate in Finance Economics or related fields.
Experience: 6–10 years in credit evaluation and risk management preferably in NBFCs or similar institutions.
Preferred Expertise:
o Familiarity with NBFC/MFI operations.
o Strong understanding of capital markets share market lending and regulatory frameworks.
Skills: Analytical thinking stakeholder management problemsolving and negotiation skills.
Why Join Us
Opportunity to manage a large and diverse credit portfolio.
Work with a leading financial services organization known for its robust credit practices.
Collaborate with seasoned professionals in a dynamic and growthoriented environment.
If you have the expertise and drive to excel in credit evaluation and risk management we encourage you to apply for this exciting opportunity.
Apply Now!
Skills
Team Leadership, Analytical Capabilities, Risk Assessment, Credit Approval, Stakeholder Management, Market Knowledge, Negotiation Skill, Analytical Thinking, Insight, Compliance, Leadership, Excel, Documentation, Strong Understanding, Trends
Employment Type
Full Time
