Senior Credit Evaluation Manager
Senior Credit Evaluation Manager
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Job Description
Key Responsibilities:
Evaluation
- Provide credit risk evaluation of credit applications submitted by the various business units and identify /address /mitigate all pertinent credit risk issues.
- Approve credit applications within Delegated Lending Authority assigned or recommend to next higher approving level for approval in accordance with the DLA architecture set out.
- For credit applications submitted by CORP IB CB & FIG to review the credit risk grade generated and affirm or reject /override the credit grade with justification.
- For credit applications submitted by PFS to ensure that the respective product parameters credit guidelines and regulatory requirements are met or well mitigated.
- Evaluate and approve reject or recommend operational and administrative requests of CORP IB CB FIG & PFS customers such as variation of terms & conditions.
- Keep abreast of industry developments market sentiments and the general business trend and their impact on our banking business.
Compliance
- Ensure that credit applications submitted are in line with the Banks credit guidelines & policy rules and regulations as laid down in the Banks circulars and operations manuals regulatory requirements (MAS Notices and Circulars Banking Act).
- Address issues raised by auditors and MAS relating to credit matters.
Others
- Undertake adhoc projects and other duties assigned by Head of Credit Evaluation or Senior Credit Manager from time to time.
- Conduct joint customer visits with business units to better understand risks pertaining to their credit applications and provide them guidance on structuring of credit facilities.
- Assist in the daytoday operations and administrative functions of the department.
Qualifications :
Requirements:
- Degree /professional qualifications in Business Accounting Banking Finance Economics or other relevant disciplines.
- Minimum 10 years working experience in credit risk evaluation /analysis of corporate SME and retail lending. Knowledge of MAS statutory requirements is required for retail lending (i.e. housing & commercial property loans).
- Possess strong credit writing and analytical skills in corporate /SME lending.
- Good communication and interpersonal skills.
Additional Information :
RHB is a dynamic organization that promotes a work culture of high performance where its biggest asset the RHBians are continuously developed & nurtured to their fullest potential through its robust talent management practices.
At RHB we take PRIDE in our people and our teams. Great relationships built on trust a leading it right environment challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
