Executive Loan Transactions Credit Operations

PRIMARY OBJECTIVE

• Perform the daily BAU operations i.e. loan disbursements repayments fee collections prepayments rollovers and redemptions monitoring and sweeping of funds from specialpurpose accounts e.g. DSRA Operating accounts for loan repayments and monitoring of scheduled repayments for bilateral and syndication deals.
• Perform GL reconciliation & ensure outages are resolved within stipulated turnaround time.
• Ensure accuracy efficiency and meets the agreed turnaround time with the Business Units while avoiding operational risks and losses.
• Support the departments effort to improve productivity efficiency and lower costs via continuous process improvements.
• Maintain good business relationships/partnerships with key stakeholders aligning actions to customer needs.

KEY RESPONSIBILITIES

Customer/Market Business Transformation

• Perform loan disbursements repayments rollovers redemption and fee collection with accuracy and within the stipulated turnaround time.
• Respond to Business Units requests and enquiries within a stipulated timeline.
• Collaborate with the Team Lead to engage the Business Units on a regular basis to resolve BAU issues and improve cooperation between the teams.
• Actively participate as a member of a team to move the team towards completion of goals i.e. develop a serviceoriented culture within the team.

Process Digitalization or Automation/STP

• Participate in process digitalization or automation initiatives.

Productivity Improvement

• Ensure all SLA/TAT are being met.
• Ensure work is completed with speed and accuracy.
• Contribute process improvements ideas to improve TAT efficiency and reduction of internal errors in work processes.

Process Efficiency/Process Improvements

• Participate in process improvement discussions to improve the turnaround time for BAU processes. 
• Identify operational risks and implement measures/controls to plug the risk gaps so that processes are in line with all internal & external policies/guidelines and requirements of the regulators.

Operational Risk & Compliance

• Work together with Team Lead to ensure that audit rating is Satisfactory or better.
• Work together with Team Lead to ensure that CRA rating is at least On Target or better.
• Work together with Team Lead to ensure no/minimal operational lapses/financial losses.

Individual Contribution/Competency

• Participate in BCP Coordinator/Risk Coordinator or Data Steward roles.

Learning/Competitive Positioning

• Maintain high standards for selfdevelopment to achieve/exceed the goals of the team and to derive satisfaction from achievement of goals and continuous improvement.
• Initiate action plans to achieve selfdevelopment goals which has to be in line with the department and Groups direction of building high performance culture.
• Develop a mindset of continuous learning to keep up with the pace of change in the Bank and to be competent in the job assigned.

Qualifications :

Formal Education

• Bachelors degree/Diploma or equivalent.

Preferred Level of Experience

• At least 1year related experience in a Financial Institution in credit processing for all credit products.

Other Skills Required

• Familiarity with both corporate and consumer products would be an added advantage.
• Resourceful and a good team player.
• Good time management skills and ability to multitask.
• Proficiency in Microsoft Office specifically in Excel.

Additional Information :

RHB is a dynamic organization that promotes a work culture of high performance where its biggest asset the RHBians are continuously developed & nurtured to their fullest potential through its robust talent management practices.

At RHB we take PRIDE in our people and our teams. Great relationships built on trust a leading it right environment challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home.

Remote Work :

No

Employment Type :

Fulltime