Director - Asset Based Lending

The Director role is responsible for developing and building the Structured Lending business and achieving targeted levels of profitability return on equity and origination. You will lead the origination structuring and execution of Asset Based Lending (ABL) transactions (sponsor backed nonsponsorbacked or both) and deliver high quality risk assessment presentation and mitigation across the full risk spectrum including credit operational reputational and regulatory risk

Responsibilities:

Origination

• Maintain an active network of relationships with SME investors SME management teams intermediaries and advisors aligned to the target customer base for ABL lending.
• Act as a key goto point of contact for inbound enquiries and generate new opportunities through targeted outbound activity.
• Filter opportunities to determine their suitability robustness and fit within our Asset Based Lending risk appetite.

Deal Execution

• Structure negotiate and execute ABL facilities to support the financing needs acquisition and / or growth of UK SMEs by private equity sponsors or private shareholders.
• Analyse in detail the business and financial models / performance of prospective customers to build an indepth understanding of their risk profile.
• Structure debt facilities to meet prospective customers needs and also protect the Bank appropriately.
• Write highquality sightings and credit papers which describe the business model management team financial performance collateral exit strategy debt structure and key risks in thorough detail and in a succinct and easily understandable manner.
• Ensure all material risks are identified minimised and mitigated appropriately.
• Lead the endtoend deal process including: advisor / management / investor engagement due diligence scoping and review financial modelling credit papers presentation to Credit client negotiation and completion of legal documentation.

People Engagement

• Drive deal teams for their own transactions.
• Relate effectively to the other parts of the Shawbrook group relevant to any given transaction e.g. Portfolio Risk Operations Credit Finance etc.

Regulatory and Compliance

• Report all issues of regulatory concern to the Operations Director / Bank Legal & Compliance Director.
• Communicate and escalate potential issues/risks in a prompt and effective manner.
• Provide support in managing and building out the overall compliance and risk management framework of the Bank

Qualifications :

• Circa 7years experience within  financial services and  circa 4years experience in comparable debt transactions.
• Able to demonstrate an indepth knowledge of ABL structures collateral types and performance as well as understanding of exit strategies and ABL operational controls. 
• Able to deomonstrate an established network of relationships with SME investors and intermediaries / advisors aligned to the ABL industry within the Manchester region. 
• Deep and demonstrable experience in structuring and executing transactions and risk management. 

Additional Information :

Your Wellbeing We take your health and wellbeing very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexiholiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution Were focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done

Remote Work :

No

Employment Type :

Fulltime