Head of Product Compliance

Were looking for a Head of Product Compliance to join our growing Product team here in North America our largest and fastestgrowing market. This role is a unique opportunity to directly impact Wises mission of empowering millions with instant borderless money while developing your skills as a Product Compliance leader.

Your mission: 

Wise has pioneered new ways for people to transfer money across borders and currencies. Your mission is to enable our product team in North America to launch new products and grow our presence in the U.S. and Canada. You will achieve this through a deep understanding of regulatory and financial crime requirements and by maintaining direct communication with regulators and auditors to understand their expectations. This is a handson firstline Product Compliance lead role embedded in the North America Product Squad.

You will be leading a team responsible to: 

Product and regulatory change design: 

• Empower Product Teams to build compliantbydesign products and services by advising them on regulatory implementation in a customeroriented manner while fully adhering to regulatory requirements.
  Ensure that regulatory analysis of new products and services is performed and welldocumented and that related controls are consistently implemented before launch.
  Conduct regulatory change gap analysis and ensure that implementation plans are executed in a timely manner.

Audit risk and remediation (including Fincrime):  

• Manage audits and where required challenge audit findings in collaboration with the Compliance second line and Product teams.
• Ensure that remediation plans are agreed upon across lines and executed promptly.
• Advise Product and operational teams on interpreting regulatory requirements and improving processes to avoid regulatory breaches and incidents.
• Collaborate with the Risk and Compliance second line and North America
• Product Squad to drive quarterly reporting on North America regulatory risks.
• Represent Wise in external meetings with banking partners and regulators.

Third parties relationships: 

• Clearly and effectively articulate our controls and all Wise Products including Wise Platform our payment infrastructure offering.
• Provide input on regulatoryrelated agreements and clauses representing Wises customeroriented culture while ensuring compliance.

This role will give you the opportunity to: 

• Grow your handson fintech knowledge at full speed.
• Keep compliance at the heart of the product development cycle in a fastmoving environment.
• Be empowered to identify regulatory issues or opportunities and take a lead in execution.

Qualifications :

About you: 

• Ability to drive business decisions by convincing both internal and external parties such as regulators auditors and internal product teams on product execution.
• Deep understanding of our product and service offerings customers and company and how they are impacted by regulations (including financial crime).
• Ability to prioritize effectively and identify key areas of improvement and implementation required from a regulatory point of view.
• Effective communication skills with Product Managers and Engineers providing practical actionable and valueadded recommendations.
• A natural owner who drives and delivers projects from inception to completion timely and with attention to detail.
• Strong people leadership experience with a track record of building and scaling Product Compliance teams.
• Experience (or interest) in working in a fastgrowing environment.
• Previous experience in a financial regulation advisory role compliance/legal department risk and control function or consultancy environment.
• Expertise in major US Financial Regulations (e.g. Reg E UDAAP and FINTRAC).
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively.
• Ability to manage multiple regulatory domains (e.g. regulatory permissions consumer protection in payments and investment environments client assets AML security privacy) and understand their interactions.
• Willingness to travel as Wise offices are located across different countries.
• Legally authorized to work in the U.S.

Some extra skills that would be great: 

• Experience in building a team from the ground up.
• Experience with Confluence and Jira.
• Experience working with global teams.

Additional Information :

Key Benefits:

$salary
RSUs in a rapidly growing company 
An annual selfdevelopment budget
Medical dental & vision insurance including HSA and FSA options
Companypaid: Life Insurance Short & LongTerm Disability and an EAP program
Flexible working model a mix of working from home and from the office
Relocation expenses covered
25 days PTO 15 sick days 11 holidays 5 compassionate leave days 3 paid Me days and a paid volunteer day annually
A paid 6week sabbatical leave after four years 
18weeks of paid parental leave after a year with us
401k with up to a 4% employer match

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Remote Work :

No

Employment Type :

Fulltime