Analyst - RNA
Analyst - RNA
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Job Description
Manage a portfolio (3035 clients) of Global corporates and undertake objective detailed due diligence of borrowers in Commercial and Industrial industry.Preparing high quality risk analysis of large global counterparties by evaluating their creditworthiness on multiple parameters including the assignment of internal customer risk rating and covering detailed analysis of business profile industry management and financials recommending appropriate limits (funded nonfunded hedging and settlement) and negotiating / reviewing legal terms and conditions.Conduct ongoing Portfolio Monitoring to facilitate decision making through Financial Modelling Coverage Reports Covenant Analysis Forecast and Report writing.To analyse the balance sheet income statement and cash flow statements of counterparties including the operating trends capital structure liquidity leverage covenants debt service capacity and overall credit risk for conclusion and recommendation.Evaluating / negotiating various loan / legal agreements such as Term Sheet Credit Agreements to assess loan structure and accordingly propose credit terms and conditions.Working on assigning the Risk rating of PD and LGD to the Borrower and writing the detailed risk rating rationale justifying the rating.Monitoring and contributing towards industry and group level concentration riskParticipate in corporate and lenders call.Profile RequiredShould have a background in underwriting of working capital loans term loans for middle market borrowers.Good understanding of Commercial and Industrial sector.Experienced in annual renewal of limits and borrower ratings as per the Banks credit processes and procedures. Ability to collaborate with various stakeholders (Relationship Managers Product teams and Credit Officers / Approvers).Should have strong financial analytical skills and basic understanding of accounting (local GAAP and IFRS) legal and regulatory issues governing relevant sectors.Good understanding of financial covenants guarantor and collateral.Strong writing skills with respect to assessing and summarizing the financial transactions (credit requests covenant waivers etc.) and making a recommendation.Should be able to perform covenant checks and periodic monitoring reports.Ability to take ownership and follow up on the work assigned. Proficiency in MS Word MS Excel MS PowerPointBasic understanding of credit platforms like nCino MRA Credit Lens LoanIQ William Stucky.Audit management Internal External including regulatory inspections
Qualifications :
Qualifications:Postgraduate/ MBA/CA/CFA/Cost AccountantAdditional Information Will be accountable for regular deliverablesResponsible for delivering 100% quality to the client.Be able to maintain productivity quality and meet short/strict deadlines.Ability to work under high pressure and for long hours.Possess strong work ethics and have positive attitude.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
