About Client:
Our Client is one of the leading NBFC organization
Role Summary :
The Head of Credit for Corporate Finance Like SME Supply Chain and Leasing Business will lead the credit strategy ensure robust credit risk management and drive the development of credit policies for the respective business units. This role is responsible for evaluating approving and monitoring credit exposures to align with the companys risk appetite and growth objectives.
Key Responsibilities
Strategic Leadership
- Develop and implement credit strategies and policies tailored to the SME supply chain and leasing business segments.
- Collaborate with the executive team to align credit objectives with the companys overall strategy.
- Ensure adherence to regulatory and compliance requirements in all creditrelated activities.
Credit Risk Management
- Design and maintain a comprehensive credit risk framework to mitigate risks across diverse portfolios.
- Oversee the assessment structuring and approval of credit proposals to maintain asset quality.
- Monitor portfolio performance ensuring early identification of potential risks and corrective actions.
Operational Excellence
- Establish streamlined credit evaluation and underwriting processes to enhance efficiency without compromising on due diligence.
- Implement and oversee robust credit scoring models and risk assessment tools.
- Collaborate with the collections team to ensure effective recovery strategies.
Team Leadership
- Build and lead a highperforming credit team providing mentorship and skill development.
- Foster a culture of accountability innovation and customercentricity within the credit function.
- Ensure continuous training for the team on emerging trends in credit risk management and financial technologies.
Stakeholder Engagement
- Work closely with sales product and finance teams to develop riskadjusted products for SMEs supply chain financing and leasing customers.
- Liaise with regulators auditors and other stakeholders on creditrelated matters.
Key Qualifications and Experience
- Professional qualifications such as CA / CMA / MBA& PGDM from Premium College or equivalent are highly desirable.
- Minimum of 15 years of experience in credit risk management preferably in SME/WC/MTL Supply Chain Finance and leasing domains.
Remote Work :
No