Live Underwriter
Live Underwriter
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Job Description
Review and analyze the mortgage loan application to ensure eligibility accuracy completeness and compliance with internal and regulatory guidelines to minimize risk factors.
Review all required loan data reports and inspections to ensure the collateral is acceptable to investor and the company.
Responsible for making independent decisions regarding acceptance and risk of loans according to HUD company and investor guidelines.
Provides final approval underwriting of mortgage loans.
Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
Sign off conditions in a timely manner set by management.
Work with staff and management to find solutions on escalated loans.
May be requested to make recommendations for improving Internal Audits policies and practices.
Manage loans by using all functions of Encompass.
Effectively communicate underwriting decisions with processors and advisors
Maintain a high level of customer service and communication with other departments.
Other duties as assigned.
Qualification & Experience
Degree or Equivalent
Minimum 3 years of experience in conventional/govt end to end underwriting.
Wellversed with all 4Cs of Underwriting (Asset Income Credit and Collateral
Employment Type
Full Time
Company Industry
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
