TL - Underwriter
TL - Underwriter
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Job Description
The Conventional Underwriter reviews conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
Job Roles and Responsibilities:
Review and analyze the mortgage loan application to ensure eligibility accuracy completeness and compliance with internal and regulatory guidelines to minimize risk factors.
Review all required loan data reports and inspections to ensure the collateral is acceptable to investor and the company.
Responsible for making independent decisions regarding acceptance and risk of loans according to HUD company and investor guidelines.
Provides final approval underwriting of mortgage loans.
Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
Sign off conditions in a timely manner set by management.
Work with staff and management to find solutions on escalated loans.
May be requested to make recommendations for improving Internal Audits policies and practices.
Manage loans by using all functions of Encompass.
Effectively communicate underwriting decisions with processors and advisors
Maintain a high level of customer service and communication with other departments.
Other duties as assigned.
Must have teamhandling skills and capability.
Employment Type
Full Time
Company Industry
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
