Job Summary Evaluates business needs and determines how IT can support those needs leveraging software hardware or infrastructure. Crafts develops integrates and deploys sophisticated solitons across diverse platforms and applications. Applies knowledge of business systems data security application and technology architecture including developing cloud infrastructure and adopting security measures for data systems and networks. Serves as the functions goto subject matter expert by leveraging advanced architecture capabilities. Collaborate with business product and other stakeholders to drive bestinclass outcomes ensuring that systems adhere to both functional and technical specifications including security and compliance standards. Serves as trusted advisor between IT and business operations ensuring technical solutions designed will meet business needs. Provides direction and guidance on organizational strategy and functional architecture. Works closely with functional leaders line of business leaders and subject matter experts in developing solutions that support strategic business needs.
Job Duties and Responsibilities - Analyzes current systems and architectures to identify strengths weaknesses and areas for improvement.
- Collaborates with business product operations and other technical stakeholders to identify and scope the opportunities quantify costs outline potential value and ROI identify risks benefits and constraints.
- Recommends technology solutions for the overall ecosystem an application programming and integration solution through research on alternative options.
- Acts as a trusted advisor on strategies and approaches for overall integration of technology components.
- Investigates emerging technologies and trends proposing strategic updates and advancements. Finds the right balance between innovation technical feasibility and longterm sustainability.
- Develops presents and explains the value and vision of proposed architectures and solutions to a wide range of audience. Evaluates and selects appropriate technologies and platforms for the solution.
- Designs highlevel solutions integrating modern and emerging fintech technologies with traditional banking systems for robust seamless payment operations.
- Articulates technology solutions as well as explains the competitive advantages of various technology alternatives.
- Each team member is expected to be aware of risk within their functional area. This includes observing all policies procedures laws regulations and risk limits specific to their role. Additionally they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
- Performs other related duties as required.
- The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties responsibilities and qualifications required of employees assigned to this job.
Minimum Education: Bachelors Degree in Computer Science Information Systems or other related field or an equivalent combination of education and experience.
Minimum Experience: 12 years of IT work experience in multiple IT areas in a multitier environment working as a SME to link technology with business values whilst guiding stakeholders through the right technology choices suitable to their core short and longterm needs.
Required Knowledge Skills & Abilities: - Knowledge of all components of holistic enterprise architecture
- Knowledge of business reengineering principles and processes
- Knowledge of network architecture client/server processing and objectoriented analysis and design
- Strong analytical and technical skills
- Ability to balance the longterm and short term implications of individual decisions
- Ability to translate business needs into solution architecture requirements
- Ability to apply multiple solutions to business problems
- Ability to comprehend rapidly the function and capabilities of new technologies
- Strong leadership skills
- Presents persuasively and authoritatively to peers and senior leadership while facilitating collaborative conversation
- Ability to communicate effectively across multiple audiences including firmwide business units senior leaders associates and external vendors
- Exceptional interpersonal skills including teamwork facilitation and negotiation
- Strong planning and organizational skills
Preferred Knowledge Skills & Abilities: - Payment integration card payment processing and authorizations / authentication experience in the payments and financial services industry preferably in banking
- Experience with integration of the payment hubs with core banking systems fraud and risk systems sanctions screening and money movement rails
- Experience with Microservice based architecture designing enterprise services or integration capabilities using REST APIs and eventdriven technology as well as leveraging native Cloud services (Azure & AWS)
- Experience in Cloud Data DevOps Domain Driven Design DevSecOps Architecture Frameworks (TOGAF) and Agile
- Experience with Risk Regulatory and Compliance associated with payment processing and security across layers (OAuth2/3 encryption SSL)
- Strong expertise within Payments in the Banking space including ACH Wires PEP RTP FedNow Zelle Card Networks Payment Gateway Payment Orchestration layers and working with payment vendor solutions
- Payments domain expert with thorough knowledge of Payment Transactions including Issuing Acquiring and Processing SO20022 ISO8583 PCI DSS ISO20022 standards