For one of our renowned NBFC Client
Main Accountabilities:
1. Client Acquisition:
Lead efforts to acquire new clients in the midcorporate sector identifying prospects and converting them into valuable business relationships
2. Client Relationship Management:
Build and maintain strong relationships with corporate clients in the midcorporate segment & Channel Partners.
Understand clients financial goals challenges and opportunities.
Identify new business opportunities and revenue streams within the corporate finance sector.
Expand the client base and promote financial products and services.
3. Deal Structuring:
Collaborate with clients to structure financial deals tailored to their specific needs.
Prepare and present proposals to clients.
4. Credit Solutions:
Offer credit solutions including working capital facilities overdrafts term loans and other financial products.
Assess creditworthiness and risk factors associated with clients.
5. Portfolio Growth:
Focus on portfolio growth by crossselling financial products and services.
Achieve budgetary targets for Net Interest Income (NII) and fee income.
6. Financial Analysis:
Analyze financial statements credit reports and market trends to assess client performance and risks.
Develop insights to enhance client portfolios.
7. Compliance:
Ensure strict compliance with all audit regulatory and company regulations processes and
policies.
Key Requirement:
Minimum Degree: MBA/PGDM/CA in any discipline.
Experience of 4yrs in working capital products (Cash Credit Term Loan assessment) and related processes (Valuation process equitable and registered mortgage process like Title search reports)
Strong understanding of financial ratios / financial parameters / Balance sheet reading (Current ratio Leverage Gearing DSCR Net worth working capital cycle calculation MPBF DP calculation)
Willing to travel and handle nearby locations.
Willing to work alone endtoend.
Must have satisfactory writing skills to prepare basic writeups.
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