Overview
As a Fire Insurance professional you will play a crucial role in assessing and mitigating firerelated risks for our clients. Your expertise will be instrumental in analyzing and evaluating fire insurance policies and handling claims. Your attention to detail and knowledge of regulatory requirements will be critical in ensuring compliance and supporting fire investigations. Your role will directly impact the financial security and peace of mind of our clients making it an essential function within our organization.
Key responsibilities
- Analyze and evaluate fire insurance policies to determine coverage and risk
- Conduct risk assessments and inspections of properties to identify potential fire hazards
- Collaborate with underwriters to assess and price fire insurance policies accurately
- Process and evaluate fire insurance claims ensuring timely and fair settlements
- Investigate the cause and origin of fires to determine liability and prevent fraud
- Advise clients on fire prevention measures and risk management strategies
- Maintain updated knowledge of fire safety codes regulations and industry best practices
- Provide expertise and support to internal teams on fire insurancerelated matters
- Communicate effectively with clients adjusters and stakeholders to manage firerelated risks
- Contribute to the development and enhancement of fire insurance products and services
- Participate in continuous learning and development to stay current with industry trends and advancements
- Collaborate with legal and regulatory authorities to ensure compliance with fire insurance laws and regulations
- Prepare comprehensive reports and documentation related to fire insurance policies and claims
- Contribute to the overall risk management and insurance strategy of the organization
Required qualifications
- Bachelors degree in Risk Management Insurance Business or a related field
- Professional certification such as Associate in Commercial Underwriting (AU) Associate in Insurance Services (AIS) or equivalent
- 3 years of experience in fire insurance underwriting claims management or risk assessment
- Demonstrated knowledge of fire insurance principles including policy analysis and coverage determination
- Strong understanding of property underwriting and risk evaluation in the context of fire insurance
- Proficiency in data analysis financial modeling and risk assessment tools
- Excellent communication negotiation and interpersonal skills
- Ability to interpret and apply fire safety codes regulations and industry standards
- Dedication to upholding ethical standards and confidentiality in handling sensitive information
- Aptitude for problemsolving critical thinking and decisionmaking in a fastpaced environment
- Attention to detail and accuracy in assessing and processing fire insurance policies and claims
- Proficiency in relevant software applications such as MS Office insurance management systems and risk assessment platforms
- Proven ability to work independently and collaboratively within crossfunctional teams
- Commitment to professional development and staying abreast of industry trends and best practices
risk assessment,policy analysis,regulatory compliance,fire investigation,insurance policies