Portfolio Manager Underwriter at Cloover

What We Do

At Cloover our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing them with worryfree access to renewable energy at the click of a button.

Our software simplifies the work of installers and also enables them to offer embedded financing options to their customers. This allows more individuals and businesses to install solar panels battery storage EV charging stations and heat pumps becoming independent energy providers.

We are a rapidly growing startup active in the Netherlands Sweden Switzerland and Germany and we aim to establish ourselves in additional European markets in the coming year.

Tasks

General Information:

You will work closely alongside the founders and report directly to the CoCEO/CFO as part of a threeperson team. In this role you will contribute to the development of the finance function across the key segments: Portfolio Management & Data Analysis and Credit & Underwriting. We are looking for someone experienced in some or all of these areas to help build the portfolio management function of Cloover.

Portfolio Management & Data Analysis

You will support the Portfolio Manager in the daily management of the customer credit portfolio including calculating and monitoring exposures refinancing hedging and treasury operations.

You will collaborate on the development of new financial products and simulate the outcomes of financial products and scenarios.

You will assist in reporting relevant KPIs and data points to the marketing sales and finance departments within Cloover.

Underwriting & Risk

You will be responsible for improving and monitoring the credit evaluation of Cloovers customers and partners. This includes managing origination underwriting performance reports and delinquencies. You will assess outcomes and conduct scenario testing.

You will oversee risk management functions related to credit compliance and regulatory risks and their interconnections.

Requirements

• You have 35 years of experience in a fastpaced financial environment such as Fintech investment banking private debt/equity funds or financial consulting.
• You have experience in the credit sector including areas like consumer loans BNPL (Buy Now Pay Later) structured finance or debt capital markets.
• You possess at least a basic technical understanding and can even do some programming.
• You are ready to take a handson approach to work while also aiming to develop into a leadership position over the next few months.
• You consistently strive to achieve extraordinary things both professionally and personally and are always willing to go the extra mile.
• You have a passion for making a significant impact in the fight against climate change and are eager to take on a new challenge in a small but rapidly growing organization with a high degree of freedom and uncertainty.
• You are a proactive entrepreneurial personality with strong communication skills who takes personal responsibility and isnt afraid to roll up your sleeves and get things done.
• You are a team player who enjoys working as part of a highperforming team (with diverse roles/backgrounds) and takes pleasure in celebrating milestones and successes.
• You are fluent in English and ideally German

Benefits

Competitive salary with performancebased compensation VSOP (Virtual Stock Option Plan)

Stay active with an Urban Sports membership

Rapid career advancement opportunities based on performance

Central office location in Berlin Mitte

An international work environment with exposure to TripleA investors

After receiving your application (CV is sufficient) we will promptly review it and if theres a match invite you to a 20minute initial interview.

Apply now! #JoinCloover #SustainableFuture