Director of Credit Risk
Director of Credit Risk
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Job Description
A pioneering entity committed to revolutionising financial empowerment for individuals businesses and communities alike is seeking a Director of Credit Risk to join their team. With a steadfast dedication to offering integrated financial services they strive to uplift and enable aspirations while fostering economic growth. They offer a suite of products and services tailored to fuel their customers dreams and unlock pathways to wealth creation.
Position Overview:
Reporting directly to the Group Credit Risk Officer you will lead the Credit Risk team in the Democratic Republic of Congo (DRC). This role will play a critical part in ensuring the organizations financial stability by proactively identifying measuring and mitigating credit risks associated with their operations.
Your daily adventures include:
- Oversee all aspects of the credit risk management process ensuring adherence to credit policies and procedures.
- Lead the development and implementation of a comprehensive credit risk framework tailored to the unique dynamics of the DRC market.
- Build and manage a highperforming Credit Risk team providing coaching and guidance to ensure consistent and accurate risk assessments.
- Analyze creditworthiness of potential borrowers and counterparties recommending appropriate credit limits and risk mitigation strategies.
- Monitor existing credit exposures identify and manage delinquent accounts and work collaboratively with collections teams to recover outstanding debts.
- Develop and maintain strong relationships with internal stakeholders across various departments including underwriting finance and operations.
- Regularly report on credit risk metrics to senior management and the Board of Directors.
- Stay abreast of regulatory changes and industry best practices in credit risk management.
- Identify and implement new technologies and tools to enhance credit risk management processes.
Requirements
What it takes to succeed:
- Minimum of 10 years of experience in credit risk management preferably within the financial services industry in Africa.
- Minimum of Honours University Degree in a businessrelated field preferably Commerce Accounting Economics or Statistics.
- Experience in Commercial banking lending at least 5 years of which must have been in head office Credit.
- Exposure to both Corporate & Retail lending will be an added advantage.
- Any professional course in banking/credit ACCA or CPA or a post graduate degree in Finance/Strategy will be an added advantage.
- Proven track record of successfully developing and implementing credit risk frameworks.
- Strong analytical and problemsolving skills with the ability to assess complex financial information.
- Excellent communication interpersonal and presentation skills.
- Proficient in Microsoft Office Suite and credit risk management software.
- Fluency in French and English is a strong plus.
- Understanding of the DRCs economic and regulatory environment is desired
Employment Type
Full Time
