Senior Analyst Credit Risk Manager

Analyst Credit Risk Management (Loan Review) India

Position Description

Essential Responsibilities

Review a sample of commercial loans of financial institutions to ensure that

acceptable credit standards are maintained and that loans conform to established

company policy and any applicable regulatory requirements.

Analysis of the credit risks within individual commercial loans and commercial

mortgages and opine on the appropriateness of risk grades for the loans reviewed.

Review documentation relating to origination and renewals collateral insurance

flood certification(s) etc.

Document compliance with loan policies lending procedures and applicable

regulations with the application.

Document observations deviations that need to be discussed with the client.

Conduct activities consistent with established banking policies procedures and

systems Bank Secrecy Act and all applicable State and Federal laws and regulations

in the United States of America.

Deliver highquality work product and assist other team members within the service

line.

Adhere to the work plan defined by the Senior/Manager

Effective participation in calls with the onshore (US) team to discuss team progress

quality and productivity.

Support the team in providing other risk advisory services to financial services and

other industry clients as required.

Essential Qualifications and Experience

Master s or Bachelor s degree in accounting or finance (M. Com/B. Com/MBA). Major

in Banking would be a plus.

Minimum 5 years of experience in the banking industry with a focus in lending credit

analysis and loan review.

Knowledge and experience in US banking industry with good knowledge of

applicable rules and regulations is strongly preferred.

Good knowledge and understanding of business banking and commercial loan

products and lending credit policies/guidelines.

Working knowledge of commercial lending agricultural lending real estate

development and construction lending and the required collateral documents for

each type.

Experience in regulatory compliance for US based financial institutions is an added

advantage.

Prior experience of working with overseas team is essential.

Skills & Abilities:

Good spoken and written English

Strong analytical skills

Selfmotivated and detailoriented

Strong desire and capacity to learn.

Ability to plan and prioritize multiple projects follow through on requests take

initiative work under pressure and meet deadlines.

Able to generate quality work product in a timely manner with strong attention to

detail.

Able to communicate well with team members across US and India.

Ability to grasp new things quickly and apply learnings.

Team player with strong interpersonal and communication skills

Good knowledge of Microsoft Outlook Excel and Word and Adobe.

Prior experience with CaseWare or DiCom CQS is a plus.

Open positions: 2

Location: Bangalore