Service Relationship Manager - Business Banking Credit

Job Role:

1

Portfolio

Handling of specified portfolio by providing services related to Legal Documentation and Credit Admin activities in CIIB. Working closely with the Cluster Manager to support for delivery of all actionables.

2

Sanction Letter

Issuance of sanction letter as per the terms and conditions of Sanction.

3

Security documentation

Issuance of security documents as per the terms of sanction.

4

Verification

Verification of Constitutional documents (MOA Partnership Deed etc.) Authorisations (BR Partnership Letters etc.) for availing facilities creating security execution of documents and scrutiny of executed documents to ensure proper execution.
#Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR

5

ROC / CERSAI related compliances

Ensuring registration of security charges in favour of the bank wherever applicable. Also removal of nonrequired charges if any

6

Document checking and limit loading

Ensuring proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of nonsubmission / discrepant documents.

#Handling Limit Loading in Banks systems
#Updation and Management of Security/Collateral

7

Security Creation / Perfection

Creation of security as approved and getting the security perfected in coordination with client / other banks.

8

Client Visits

Visiting clients office for execution of documents wrt Credit facilities sanctioned.

Attending consortium meetings for document execution.
#Discussing with clients on negotiation in documents and seeking approval thereof.
Meeting clients on regular intervals to understand their service issues with the bank and getting them resolved with coordination with internal stakeholders.

9

Custodian

Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.

10

Document Tracking

Tracking of documents for receipt; deferral; expiry etc through systems

11

Closure/tracking of deferrals

Ensuring that deferrals are closed within timelines by arranging necessary documents/ approvals.
Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.

12

Liaison

With Business Teams Legal; Credit; RMs; CPC Audit Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries

13

MIS

Maintaining necessary MIS for reporting purposes.

14

Projects

Ensuring completion of projects allocated within the timeframe

15

Audit

Handling of RBI/Internal/Statutory/Concurrent Audit requirements.

16

Limit closure

Handling Closure of limits and release of securities and issuance of No Dues Certificate

Requirements

Job Requirements:

• Relevant experience in handling legal documents / service relationship in client facing role.
  
• CA/MBA with 57 years of experience
  
• Ability to Influence/relationship Management Skills.
  
• Analytical and financial skills
  
• Strong communication.
  
• Eye For detail.