Quality Control Denial Underwriter

Empower Your Global Career Journey with a Balance of Work and Life!

Are you searching for a career that prioritizes both worklife balance and innovation Our client in the mortgage industry presents an outstanding opportunity to join their dynamic team. We understand the significance of achieving equilibrium between professional and personal life and weve crafted this role with precisely that in mind. As a Quality Control Denial Underwriter you will be responsible for several key tasks integral to maintaining the quality and compliance of our loan processes. Your duties will include preparing monthly reports detailing findings ensuring a thorough understanding of the requirements for HMDA NMLS and ECOA to aid in the preparation and upkeep of the loan application register (LAR) and assisting in conducting Fair Lending disparity reviews as necessary or mandated.

• High School Diploma or Equivalent
  
• Minimum of 12 years of underwriting experience in the retail mortgage lending industry
  
• Working knowledge of HUD/FNMA/FHLMC/VA eligibility guidelines compliance with federal and state laws and regulations private investor requirements and Company policies and procedures
  
• Experience in mortgage quality control preferred
  
• Ability to create reports with large amounts of data in Excel or Access
  
• Working knowledge of loan processes and procedures
  
• Experience with Encompass preferred
  
• Proficiency in Microsoft Office Outlook Word and Excel
  

What awaits you in this role

• Perform reviews of assigned samples of decisioned loan files that have been decided by Underwriters ensuring the loan file is in compliance with all agency loan guidelines regulatory requirements internal Company policies and procedures meets Agency quality control requirements and the review was conducted in accordance with our clients Plan.
  
• Prepare reports of audit results containing feedback of each loan review at the time of completion and provide it to the applicable Underwriter within stated service levels.
  
• Attend relevant loan underwriting credit analysis or loan program industry training.
  
• Prepare a report of monthly findings.
  
• Maintain a good working knowledge of the requirements for HMDA NMLS and ECOA to assist in the preparation and maintenance of the loan application register (LAR).
  
• Assist in conducting Fair Lending disparity reviews as needed or required.
  
• Perform other duties as assigned.
  

Why choose us

• Day 1 HMO coverage
  
• Competitive Package
  
• Prime office locations
  
• Standard government and Emapta benefits
  
• Total of 20 annual leaves to be used on your own discretion
  
• Fun engagement activities for employees
  
• Mentorship and exposure to global leaders and teams
  
• Upskilling through Emapta Academy
  
• Career growth opportunities
  
• Diverse and supportive work environment
  

Whom you ll work with:

Our client is more than just a mortgage lender; its a force in the industry. Theyve earned their place among the top 10 retail mortgage lenders in the US thanks to their diverse range of home financing products and a nationwide presence with over 600 branches. As part of the team you will join an organization that believes in creating challenging and rewarding career paths. Here your contributions will be celebrated and your journey with them will be a continuous voyage of learning and advancement.

Who are we

Discover a world of possibilities at Emapta where your career takes flight in stability and growth. Join a team that thrives on camaraderie supporting each other to achieve excellence together. Experience the satisfaction of being recognized for your contributions with competitive compensation packages that reflect your skills and commitment. Immerse yourself in a positive work culture that encourages collaboration innovation and personal development. We provide you with the platform for your success empowering you to reach new heights in a supportive and inclusive environment.

With a wide roster of international clients from various industries and a proven track record of success Emapta offers a stable foundation for your career. Team up with likeminded professionals who are passionate about making a meaningful impact through premium global opportunities at your fingertips. Apply now and create a better future with us.

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