CREDIT ANALYST

Evaluate and authenticate the basic credit master data and the information declared by the customers on CRF documents via available tools and ensure KYC process for customer account creation. # Evaluate financial/commercial risk of a customer, detailed analysis of financial statements for development of a risk profile of credit customer using analytical results to establish risk rating and prepare analysis write-up to obtain necessary approvals or recommendations. # All credit decisions must be made in accordance with the applicable credit policy & procedures and clearly documented/archived. # Periodic re-assessment of credit customers as per defined minimum frequency. In addition to these minimum frequencies, re-assessment must occur if there are events that have a material impact on the credit worthiness of the customer. # Mange credit portfolio with rating agency efficiently. # Mange the release of credit block orders, identifies the reason behind the order block and provides basic credit information with supporting justification to obtain prior approval from the authority holder. # Ensure validity/authentication and safe keeping of bank guarantees. Manage security arrangements to ensure timely actions taken to renew or replace expiring bank guarantees. # Strong collaboration and coordination with businesses, customers and other stakeholders (AR, CI) to resolve day to day queries and ensure business continuity. # Keep up to date on issues within the businesses by having close relationships with stakeholders and reading information from industry sources