Consumer Loan Processor
Consumer Loan Processor
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Summary: This position is responsible for interviewing consumer and mortgage loan applicants and originating and processing consumer and mortgage loan applications.
Responsibilities:
- Understands and follows all Bank Secrecy Act regulations.
- Registers for NMLS and completes required training.
- Gathers background information on loan applicants by interviewing loan applicants at the branch locations or by phone.
- Pulls credit reports for all accounts verifies debts estimates monthly payments for any outstanding debts not listed and adds them to debts on application.
- Coordinates closings with attorneys title companies and branches for consumer loans.
- Inputs approved mortgage and consumer loans onto the data processing system and funds the loan closings.
- Quality control of appraisals title updates plot plans and surveys for mortgages.
- Prepares closing documents as necessary. Reviews returned closing packages for accuracy and compliance. Followsup on pending documentation to ensure the completion of the file.
- Answers member phone inquiries for mortgage or consumer loan information or maintenance.
- Booking and funding of loans.
- Submits loans to Freddie Mac using loan prospector software.
- Coordinates subordination requests for approval by the Vice President of Lending.
- Collects audits and submits HMDA information quarterly and annually.
- Handles loan servicing including escrow and PMI disclosures and analysis.
- Makes calls/cross sells additional loan products.
Note: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time.
Additional Functions:
- Supports the consumer loan staff.
Qualifications :
Qualifications:
- HS Diploma or equivalent
- 1 year to 2 years similar or related experience.
- Proficient in MS Office especially Excel.
- Good organizational skills and able to multitask.
- Strong interpersonal skills.
- Ability to comprehend simple instructions short correspondence and memos.
- Able to apply common sense understanding to carry out detailed written or oral instructions.
- Ability to research collect and analyze data.
- Creative at problem solving and developing alternative solutions.
- Accuracy and attention to detail.
- Strong verbal communication skills.
- Able to present information in oneonone and small group situations. Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions.
- Good basic math skills.
Additional Information :
As a First Financial employee youll enjoy a challenging work environment. We offer a great benefits package including Medical Dental Rx Vision Life Ins. Retirement Plans Vacation Sick and Personal.
All your information will be kept confidential according to EEO guidelines.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
