CI Senior Underwriter

We are seeking a Senior Underwriter with a strong background in Middle Market lending to join our Credit Underwriting team. The ideal candidate will have expertise in underwriting apparel and related companies and experience in assetbased lending stracture. Experience with healthcare industry writeups is a plus. This role requires strong analytical skills the ability to multitask and the capability to work efficiently under tight deadlines while ensuring highquality credit assessments.

This is an excellent opportunity for a detailoriented professional who enjoys working on complex transactions and collaborating with relationship managers credit risk teams and other stakeholders.

Key Responsibilities

Financial & Credit Analysis

• Conduct comprehensive financial statement reviews and assess cash flow trends.
• Develop detailed cash flow and sensitivity analyses to evaluate borrowers financial health.
• Structure credit facilities that align with risk parameters and client needs.
• Prepare loan pricing and profitability models that optimize riskadjusted returns.

Underwriting & Structuring

• Lead underwriting efforts for middlemarket companies with a preference for apparel and related industries.
• Participate in client meetings assessing financing needs and structuring optimal credit solutions.
• Identify key risks in transactions and develop thoughtful risk mitigation strategies.
• Prepare wellstructured credit approval packages articulating a clear risk assessment and recommendation.

Collaboration & Growth

• Partner closely with relationship managers and credit risk teams to drive deal flow.
• Contribute to process improvements and best practices within the team.
• Assist with special projects as needed supporting strategic initiatives.

#LIHybrid

Qualifications :

• Bachelors degree in Accounting Business Finance Economics or a related field.
• 7 years of experience in C&I underwriting preferably with exposure to apparel and related industries.
• Experience in assetbased lending (ABL) is a plus.
• Experience with healthcare industry writeups is a plus.

Technical & Analytical Skills

• Strong understanding of C&I loan structures credit facilities and risk assessment.
• Proficiency in financial statement analysis cash flow modeling and collateral evaluation.
• Experience in assessing field exams inventory and intellectual property (IP) appraisals.
• Familiarity with regulatory requirements and industry best practices.
• Ability to multitask and effectively prioritize in a fastpaced environment.
• Proficient in financial analysis tools and Microsoft Office Suite.

Personal & Professional Traits

• Detailoriented with a strong commitment to producing highquality work.
• Strong analytical skills with the ability to assess complex financial data.
• Effective communicator with the ability to work collaboratively across teams.
• Ability to work under tight deadlines while maintaining accuracy.
• Selfmotivated with a willingness to learn and adapt to evolving market conditions.

Why Join Us

• Work on diverse and complex transactions with exposure to multiple industries.
• Collaborate with experienced professionals in a dynamic and supportive environment.
• Opportunities for professional growth and development within the organization.

If you have the experience and expertise to succeed in this role we encourage you to apply!

Compensation

The expected annual base salary for this position is between $110000 $175000 at the start of employment. A salary offer is determined on an individualized basis taking into consideration factors such as an individuals skills experience and book of business. In addition to base salary our total rewards package also includes eligibility for incentive compensation medical pharmacy dental and vision plans life and disability insurance employee wellness program retirement and savings plans with employer contributions generous holiday and paid time off schedules parental leave and tuition reimbursement.

Additional Information :

The Bank will make reasonable accommodations to the following employees to allow them to perform the essential functions of their position except where doing so would result in undue hardship to the Bank:

• Those with a known mental or physical disability.
• Pregnant individuals and/or individuals with pregnancy or childbirthrelated medical conditions.
• Victims of domestic violence sex offenses or stalking.
• Employees with religious observance and practice obligations.

Any employee who believes he or she needs an accommodation for any of the above reasons should contact their supervisor or a member of Human Resources to request such an accommodation. In each case the Bank will engage in a good faith written or oral dialogue concerning the individuals accommodation needs; potential accommodations that may address the individuals accommodation needs including alternatives to a requested accommodation; and the difficulties that such potential accommodations may pose for the employer.

The Bank retains the ultimate discretion to choose the appropriate reasonable accommodation. Upon reaching a final determination at the conclusion of the cooperative dialogue the Bank will provide the requesting individual with a written final determination identifying any accommodation granted or denied. In addition the Bank will maintain any information regarding the employees request and status in the strictest confidence except as requested by the employee as required on a needtoknow basis or as otherwise required by law.

Disclaimer

The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time as needed.

All your information will be kept confidential according to EEO guidelines.

Due to COVID19 we are now operating on a hybrid schedule. We value the safety of our employees because were all in this together.

NO AGENCIES PLEASE.

IDB BANK INCLUDING ITS SUBSIDIARIES AND DIVISIONS PROVIDES EQUAL EMPLOYMENT OPPORTUNITIES TO ALL EMPLOYEES AND APPLICANTS FOR EMPLOYMENT WITHOUT REGARD TO RACE COLOR RELIGION SEX SEXUAL ORIENTATION NATIONAL ORIGIN AGE DISABILITY GENETIC STATUS CITIZENSHIP STATUS MARITAL STATUS MILITARY OR VETERAN STATUS CURRENT UNEMPLOYMENT OR ANY OTHER LEGALLY PROTECTED CATEGORY IN ACCORDANCE WITH APPLICABLE FEDERAL STATE AND LOCAL LAW. NOTHING IN THIS SITE CONSTITUTES A PROMISE OR OFFER OF EMPLOYMENT.

Remote Work :

No

Employment Type :

Fulltime