About the Role
TF Bank AB is seeking a dynamic and handson professional to join our team as an NonPerforming Loans (NPL) Analyst. In this role we are looking for an analytical and detailoriented professional to manage LGD and recovery curve modeling monitor recovery performance across all the banks 12 country portfolios and 3 distinct product lines. Provide adhoc valuations for NPL portfolios to support debt sales strategies.
This role involves developing predictive models delivering insights on recovery trends and ensuring accurate and datadriven NPL portfolio valuation practices. The candidate will collaborate closely with crossfunctional teams to align recovery monitoring frameworks and support decisionmaking with actionable recommendations based on indepth analysis of diverse portfolio dynamics.
Key Responsibilities:
- Recovery Monitoring: Analyze and monitor recovery performance for three distinct product lines/twelve countries ensuring alignment with forecasts and identifying areas for optimization.
- Portfolio Insights: Perform datadriven analysis across portfolios from multiple countries providing actionable insights to enhance recovery strategies.
- NPL Valuation: Support adhoc valuation exercises of NPL portfolios to inform pricing and sales strategies incorporating economic and marketspecific considerations.
- Data Management and Reporting: Maintain robust monitoring frameworks ensuring accurate and timely reporting of recovery trends and outcomes.
- Crossfunctional Collaboration: Work closely with stakeholders across risk finance and operations teams to align on modeling assumptions and deliver strategic insights.
Qualifications:
- Minimum of 3 years of relevant analytical experience in NPLrelated fields financial sector or provision modelling/IFRS 9.
- A degree in science finance or economics and/or a strong experience in financial and macroeconomic markets
Preferred Skills:
- Expertise in analyzing Debt Collection Agencies (DCA) performance to maximize collection efficiency
- Excellent knowledge of SQL for data extraction and manipulation.
- Experience in predictive modelling will be a plus.
- Excellent analytical and problemsolving skills with a strong attention to detail. Algorithmic and creative approach to solving problems.
- Proven track record of delivering impactful insights and recommendations based on data analysis.
Why Join Us
At TF Bank we offer an opportunity to be part of a dynamic and forwardthinking financial institution. By joining our team you will:
- Be Part of a HighImpact Team: Work alongside experienced decisionmakers specialists and analysts in the NPL sector shaping strategies that directly influence the banks financial performance.
- Develop CuttingEdge Expertise: Engage in complex financial modeling recovery analysis and valuation exercises that will enhance your skill set in credit risk and NPL management.
- Drive Strategic Initiatives: Play a key role in optimizing the banks NPL portfolio improving recovery performance across multiple countries and product lines.
- Work in a DataDriven Environment: Leverage advanced analytics predictive modeling and innovative valuation methods to support decisionmaking at the highest levels.
- Expand Your Professional Growth: Gain exposure to crossfunctional collaboration with finance risk and operations teams providing a holistic understanding of banking strategies and credit risk management.
- Enjoy a FastPaced and Collaborative Culture: Thrive in a resultsoriented organization that values initiative analytical thinking and strategic problemsolving.
Who You Are:
We are looking for a resultsdriven and analytical professional who thrives in a fastmoving environment. You will excel in this role if you:
- Have an Analytical Mindset: You are comfortable working with large data sets extracting key insights and translating them into actionable strategies.
- Are a Strategic Thinker: You can assess both the big picture and have attention to details ensuring that NPL strategies align with broader business goals.
- Are DetailOriented and ResultsDriven: You take a structured approach to problemsolving and are focused on delivering measurable outcomes.
- Are Highly Organized: You can manage multiple projects prioritize tasks effectively and work efficiently in a highpressure setting.
- Excel in Collaborative Environments: You enjoy working with crossfunctional teams sharing insights and learning from peers in finance risk and operations.
- Thrive in Dynamic Situations: You can adapt quickly to evolving market conditions regulatory changes and new strategic opportunities.
If you are looking for a challenging and rewarding career in NPL analytics where your expertise can drive tangible impact we would love to hear from you!