Finance Officer

Roles and responsibilities

The Credit and Financing Officer will be responsible for supporting the credit evaluation and financing processes. This includes verifying credit applications, assessing financial documentation, and ensuring timely processing in line with company policies. The role requires strong attention to detail, accuracy, and the ability to interact effectively with internal and external stakeholders.

Responsibilities:

• Review and process credit applications by verifying customer-provided documents and information.
• Conduct initial credit checks and assessments under the guidance of senior officers.
• Ensure applications are processed accurately and within the set SLA timelines
• Verify customer information, including financial statements, identification, and references provided in credit applications.
• Communicate with customers to clarify and validate submitted details as needed.
• Assist in assessing credit risks in accordance with company credit policies and guidelines.
• Support senior officers in recommending credit approvals, modifications, or rejections based on findings.
• Accurately input credit application data into the system and ensure records are up to date.
• Prepare reports on credit applications, approvals, rejections, and pipeline status for management review.
• Respond to customer inquiries regarding credit terms, limits, and account status.
• Provide professional and timely communication to internal teams and external clients.
• Escalate complex issues to senior officers or management when necessary.
• Ensure all credit processing activities comply with company policies and regulatory requirements.
• Maintain confidentiality and accuracy in handling sensitive financial information.

Desired candidate profile

• 0-2 years of experience in credit processing, financial services, or a related role.
• Familiarity with credit verification processes and financial documentation is a plus.
• Internship experience in credit, banking, or financing operations is an advantage.
• Strong communication skills to interact effectively with customers and internal teams.
• Ability to work under pressure while maintaining attention to detail.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
• Basic knowledge of credit policies, financial documentation, and risk assessment.
• Strong organizational and time management skills
• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• Analytical Thinking: The ability to interpret large amounts of financial data, identify patterns, and make actionable recommendations.
• Attention to Detail: Financial accuracy is critical in this role, as even small errors can lead to significant issues.
• Strategic Vision: The ability to think long-term and understand how short-term financial decisions affect broader business goals.
• Communication and Interpersonal Skills: Clear communication with team members and leadership, along with the ability to explain complex financial concepts in simple terms to non-financial stakeholders.
• Adaptability: Flexibility to adjust to changing market conditions, business priorities, or organizational changes.