Senior Associate Risk Distribution
Senior Associate Risk Distribution
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Job Description
The role will look to mitigate risk optimise and enhance existing assets recycle capital and support new origination through strategic solutions to deliver value to both Shawbrook and our customers
The role will support the Risk Distribution team to help manage the risk profile of the book including:
- Portfolio Solutions
- Agency
- Syndications
- SubParticipations with 3rd party lenders
- Credit Insurance
- Asset sales
The role will look to support the forward look Enterprise strategy aimed at continued success in our chosen market supporting origination activities (syndicated facilities) and helping to ensure originated assets are structured in a manner to maximise both future distribution options and the optimum capital treatment (increasing returns).
The role will have ongoing responsibilities for solutions delivered e.g. ongoing day to day management any existing of future distribution strategies providing agency activities for syndicated facilities this will ensure effective segregation of duties.
The role will include cross divisional collaboration on real estate data and strategy
Opportunity to work in a newly established team
Key Responsibilities
- Support execution of approved distribution strategies including due diligence exercises including portfolio audits and other readiness requirements together with supporting negotiations and documentation
- Managing post execution inlife activities including management of any existing of future distribution strategies and providing Agency activities for syndicated facilities
- Preparing information packs for 3rd party investors / lenders
- Progress requested amendments to legal documentation (e.g. requested amendments restructures and facility enhancements)
- Support in the ongoing cross divisional collaboration on real estate data and strategy
- Liaising with 3rd parties as required
- Manage credit legal and compliance risks through effective controls
- Manage ongoing due diligence including KYC/AML. Identify & report any compliance breaches errors and potential frauds. Report all issues of regulatory concern to Compliance. Communicate and escalate potential issues / risks in a prompt and effective manner
- To deliver excellent customer service and added value
- Develop and maintain excellent working relationships across the wider organisation & 3rd parties
- Ensure accuracy and integrity of data and records as well as detecting errors.
- The role will report to a member of the Risk distribution team
Qualifications :
- Quantitative Degree/CFA or similar business qualification or equivalent work experience appropriate to the role
- Previous experience in bank lending or similar with a particular focus real estate SME lending and Agency function activities
- Compliance and governance experience would be considered a positive.
Technical/Specialist Knowledge & Skills
- Strong analytical skills including advanced knowledge of Excel being able to manage and handle complex issues.
- Strong understanding and analysis of Financial Information
- Good knowledge of Real Estate and SME lending structures including familiarity with legal documentation.
- Industry knowledge in the real estate and SME markets
- Good understanding of lending practices including structures risks and covenant requirements.
- Excellent presentation and negotiation skills.
- Thorough comprehension of credit risk management and credit administration
- Compliance with all regulatory requirements
- Good commercial financial acumen and capability in strategic thinking executive level reporting and effective business planning
Interpersonal
- Confident ambitious and good teamwork skills combined with being able to interact within a fastpaced entrepreneurial environment.
- Excellent interpersonal skills with the ability to quickly build rapport in order to engage employees and gain support of peers.
- Influencing skills and the ability to communicate effectively both orally and in writing with all levels of management regulators and committees.
- Ability to build networks and develop strong relationships
- High levels of drive energy and personal commitment to success.
- Ability to package and present ideas in a persuasive manner.
- Ability to prioritise and manage multiple projects.
- Demonstrates sound business judgement.
- Results orientated holds selfaccountable.
Additional Information :
Your Wellbeing We take your health and wellbeing very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexiholiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution Were focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
