We are seeking a seasoned Senior Credit Risk professional with expertise in credit risk analytics and statistical modelling in the banking sector. As Senior Credit Risk Analyst you will play a crucial role in developing credit risk analytics area in the bank.
Key Responsibilities:
- Collect and analyse data from various sources including internal systems Credit Bureaus to identify trends patterns and opportunities and propose changes in credit policy or marketing activities.
- Develop and maintain statistical models e. g. scorecards for credit risk area.
- Provide actionable insights and recommendations to stakeholders based on data analysis helping them make informed decisions and drive business growth.
- Collaborate with teams within decision and analytics area and other ones in different geographical locations.
- Effectively communicate complex analytical findings and insights to both technical and nontechnical stakeholders through presentations reports and visualizations.
Qualifications and Experience:
- Bachelors degree in a relevant field such as Mathematics Physics Statistics Economics Quantitative Methods Computer Science or Engineering. A Masters degree is preferred.
- Minimum of 3 years of experience in analytics or a data science in retail credit risk area.
- Excellent analytical and problemsolving skills with a strong attention to detail. Algorithmic and creative approach to solving problems.
- Proven track record of delivering impactful insights and recommendations based on data analysis.
- Proficiency in data modelling methodologies and statistical analysis techniques.
- Market knowledge from Lithuanian Latvian and Estonian market will be a plus.
- Knowledge of programming languages such as Python or R is preferred.
- Excellent knowledge of SQL for data extraction and manipulation.
- Experience in predictive modelling using logistic regression will be a plus.
- Excellent analytical and problemsolving skills with a strong attention to detail. Algorithmic and creative approach to solving problems.
- Proven track record of delivering impactful insights and recommendations based on data analysis.
Languages:Fluent English to be able to collaborate with colleagues from other countries.
Location: Riga
Please upload your CV in English.