CREDIT AND RISK MANAGER
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Job Description
1.Risk Management Strategy:
Develop and implement a robust risk management strategy policies and procedures aligned with the companys objectives and regulatory requirements.
Identify assess and prioritize key risks including credit risk operational risk liquidity risk and regulatory risk.
Design and maintain risk assessment tools and methodologies to evaluate and monitor risks on an ongoing basis.
2.Risk Mitigation and Controls:
Develop and implement risk mitigation strategies and action plans to minimize potential losses and maximize opportunities.
Establish and maintain effective internal controls ensuring compliance with regulatory frameworks and industry best practices.
Monitor and enforce adherence to risk limits policies and procedures across the organization.
3.Credit Risk Management:
Oversee the credit risk management function including loan portfolio analysis credit underwriting and collection strategies.
Develop and monitor credit risk models ensuring accurate risk assessment and timely identification of potential defaults.
Collaborate with the lending team to establish appropriate credit risk policies procedures and guidelines.
4.Compliance and Regulatory Oversight:
Stay abreast of regulatory developments and ensure compliance with applicable laws regulations and reporting requirements.
Develop and maintain strong relationships with regulatory authorities and manage regulatory audits and examinations.
Advise the executive team and relevant stakeholders on regulatory changes and their potential impact on the organization.
5.Risk Reporting and Analysis:
Prepare and present comprehensive risk reports to senior management and the board of directors highlighting key risk areas and trends.
Analyze risk data and provide actionable insights to support decisionmaking and risk mitigation strategies.
Monitor key risk indicators and provide early warning signals to proactively address emerging risks.
6.Team Leadership and Development:
Lead and mentor a team of risk professionals providing guidance support and ongoing training.
Set performance goals conduct performance evaluations and promote a culture of continuous improvement.
Foster crossfunctional collaboration and promote risk awareness and a strong risk culture across the organization.
Requirements
practical experience of not less than 7 years in the fields of banking and/or Financing companies/activities in functions of finance
previously held a supervisory position in a financial institution or company
good conduct and of good reputation
must not have previously been sentenced to a felony or a freedomrestricting penalty for a crime.
must have a higher qualification from one of the Egyptian colleges or from a foreign university.
not assume executive duties in any other entity after join company
Employment Type
Full Time
