Senior Analyst Underwriting

We are seeking a highly motivated and experienced Senior Analyst to join our dynamic Underwriting team in Paris.You will be part of a team that is responsible for underwriting enterprise customer applications with a focus on analysis relevant to Due Diligence Credit Exposure and Financial Analysis. This role offers a unique exposure to our core business areas collaborating closely with our key internal players (Business Development Sales Risk Legal teams and Senior Management) and our high value merchant and partners.

How youll make an impact:

• Conduct indepth business model analysis inline with internal policy guidelines and apply complex evaluation techniques to achieve the desired results for complex deals.
• Conduct proficient analysis of P&L balance sheet and cash flow statements of complex business models and demonstrate a competent understanding of accounting principles
• Assess credit risk for a diverse portfolio of businesses including those in higherrisk industries such as travel subscriptions and gaming
• Prepare persuasive summaries to assess micro and macro risks mitigants and make balanced recommendations to present to management and the Credit Risk Committee
• Represent Underwriting in attending customer calls and meetings alongside Sales or Account Management
• Approve teammates credit submissions in line with delegated approval authority
• Proactively identify operational issues and areas for improvement and make detailed recommendations on how to improve the merchant onboarding experience
• Foster a culture of collaboration with key internal stakeholders in particular Sales and first and second line Risk personnel and Legal
• Act as a mentor to junior team members through training initiatives and credit approvals
• Participate in Underwriting projects and initiatives.

Qualifications :

What were looking for: 

• 5 years of experience in merchant underwriting credit analysis or a similar role
• Degree in Accounting Finance Economics Statistics Mathematics or equivalent experience required
• Strong understanding of accounting principles and financial statement analysis.
• Proven ability to assess business models and identify credit risk exposures.
• Excellent written and verbal communication skills and knowledge of financial statement analysis.
• Demonstrated ability to make sound judgment balancing risk and reward 
• Experience within Customer Due Diligence (KYC and KYB.)
• Adopt a customer first mindset to deliver creative solutions as well as act with urgency to ensure escalations are prioritized owned and resolved effectively.
• High performance mindset defined by rigorous discipline and execution intensity 
• Ability to work independently and as part of a team in a fastpaced environment.
• Leading by example you will demonstrate our core Values and live out our Operating Principles in everything you do
• Fluency in French and English is a must

Bonus: 

• Experience in the payments industry.
• Experience coaching or mentoring junior team members.
• Expertise in a specific industry vertical.

Additional Information :

Apply without meeting all requirements statement 

If you dont meet all the requirements but think you might still be right for the role please apply anyway. Were always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world and so do we. Hiring hardworking people and giving them a community to thrive in is critical to our success.

When you join our team well empower you to unlock your potential so you can do your best work. Wed love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application or tell your recruiter directly if you need anything to make your experience or working environment more comfortable. Well be happy to support you.

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