Mortgage Banking Officers
Mortgage Banking Officers
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1 Vacancy
Job Description
Mortgage Banking Officer
Location: West Des Moines IA
Status: NonExempt
Type: FullTime
City: West Des Moines
State: IA
Benefits Package: Yes Full Time Package
Address: 9350 University Ave Ste 138
Overview:
At MidWestOne our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If youre ready to work for an organization that values you develops your talents and helps you grow personally and professionally then look no further. This position is responsible for the production and solicitation of a wide variety of residential real estate loans working on a base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Banks profit projections through individual and department goals and strategies. Additionally responsible for crosssales and / or referrals of all bank products and services.
Responsibilities:
Interviews applicants concerning their mortgage loan needs and desires.
Initiates the process which determines the customers financial condition in relation to acceptable risk within Bank policy guidelines.
Submits loans and subsequent information to be processed for review and approval by residential mortgage underwriting.
Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio.
Acts in an advisory capacity to other Officers employees and customers on matters pertaining to mortgage services.
Ensures that approved loans are closed following required procedures and that the documentation is complete.
Calls on realtors and other sources of new business to increase referrals build strategic partners and to promote the Bank and thereby enhance overall banking relationships.
Performs other duties as assigned.
The Perks:
Competitive base compensation with additional performancebased incentives (incentives vary depending on role)
Career development and continuous learning opportunities
Paid Time Off Paid Holidays Parental/Grandparent Leave and more
100% vested 401(k) Retirement Plan with company match
Medical Dental and Vision insurance
Flex spending plan & Health savings accounts with employer contribution
Student Loan Debt Reduction Program & Tuition Assistance Plan
Employee Stock Ownership Plan
Employer provided group life insurance with option to purchase additional life insurance for you and your family members
Employer provided long term and short term disability insurance
Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance
Wellness Program
Free banking services and other financial services discounts
Take Your Dog to Work Day in June
Employee Rally Day a day of celebration and recognition!
Qualifications:
Associate degree or equivalent combination of education and related work experience.
35 years mortgage lending experience required.
Will be required to register with the NMLS
We RISE by lifting others. RISE stands for Retention Innovation Support and Empowerment. Through RISE we aspire to create and sustain a culture of diversity equity inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles people and culture. We pledge to continuously learn so we can understand and support the differences of individuals embrace each others strengths and provide opportunities for all of us to work toward and achieve our full potential.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
