About The Role:

Join a leading organization in the financial services and payments sector offering innovative solutions to streamline business transactions. Focused on delivering exceptional customer satisfaction we are looking for a highly skilled MLRO to strengthen our team in Malta. If you have a proven track record in AML and compliance within the payments or fintech industries we would love to hear from you.

As a MLROyour broad responsibilities will include but are not limited to:

AML/CFT Compliance:

• Develop implement and maintain an effective AML/CFT framework in line with industry regulations.
• Ensure adherence to both local and international AML standards including those outlined by regulatory bodies such as the FIAU MFSA and the Central Bank of Malta.
• Continuously review and update internal AML/CFT policies to ensure alignment with evolving regulatory requirements.
• Serve as the primary liaison for regulatory authorities on AML/CFT matters including businesses operating in the crypto space.

Reporting:

• Manage the filing of suspicious activity reports (SARs) with the relevant authorities.
• Prepare and submit periodic AML/CFT reports to senior management and relevant regulatory bodies.
• Lead internal investigations into suspected money laundering activities and report findings.

Risk Assessment and Monitoring:

• Perform regular risk assessments to evaluate the risks associated with the companys products services and clients.
• Oversee the implementation of transaction monitoring systems to detect any suspicious activity.
• Supervise customer due diligence (CDD) and enhanced due diligence (EDD) for highrisk clients ensuring that a riskbased approach is consistently followed.

Training & Development:

• Deliver AML/CFT training to staff members across the organization to ensure adherence to internal policies.
• Develop training materials and host workshops to ensure employees are uptodate with their AML obligations.

Collaboration:

• Work in close partnership with internal departments including Legal Operations and Risk Management to ensure a unified compliance approach.
• Engage with external stakeholders such as auditors regulators and law enforcement to ensure transparency and effective compliance.

Audits and Examinations:

• Coordinate and manage internal and external AML/CFT audits.
• Implement corrective actions in response to findings from audits or regulatory inspections.

Qualifications and Skills:

• Proven experience as an MLRO Compliance Officer or in a similar role within the financial services sector in Malta.
• Deep knowledge of AML/CFT regulations particularly in the context of the FIAUs Implementing Procedures.
• Strong experience in managing crossborder regulatory compliance and assessing risks.
• Expertise in transaction monitoring systems and reporting protocols.
• Excellent communication skills both written and verbal with the ability to liaise effectively with regulators auditors and internal teams.
• Professional certifications such as ICA Diploma in AML ACAMS or equivalent are highly desirable.

Education:

• A Bachelors degree in a relevant field such as law finance or business.
• A postgraduate degree in compliance financial crime or risk management would be advantageous.

Benefits:

• Competitive salary based on experience.
• Opportunities for career growth and development within a dynamic international financial services organization.
• Health and wellness benefits.
• A collaborative and inclusive working environment focused on innovation.