Senior Officer- CB CAD - Loan Maintenance
Senior Officer- CB CAD - Loan Maintenance
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Job Description
Job Purpose:
The role is responsible for all requests related to Loan maintenance PIL Auto & national loans facilities and ensuring accurate detailing before inputting the same into the Banks system. He/she is responsible for approving all CL LL & BC requests. Furthermore complying with approval terms for FAB Head Office representative offices and international branches in compliance with the approval conditions.
Key Accountabilities:
- Processing as Maker daytoday transactions and requests (settlement rescheduling and loan cancellation) in LMS related to PIL and Auto Loan and send to checker for authorization .
- Actioning all requests for Clearance Balance Confirmation and liability letters .
- Ensuring that all required documents attached in LMS are correct and validated by maker.
- Making sure that all required original documents received and validated by team (fund release and DD cancellation).
- Preparing memo for loan rescheduling requests (change of IR IR suspension change of EMI amount change of EMI date increasing principal outstanding) as per Credit approval.
- Preparing as Maker loan maintenances including loan settlements car release and other car services in LMS.
- Different types of fees (processing fees ESF and VAT) reversals upon approval from Business.
- Checking all the details are correct.
- Sending daily the teams MIS/productivity on all letter requests.
- Communicating by telephone and email with Direct Sales team and Branches regarding incomplete documentation in order to complete the processing in a timely manner.
- Ensuring rectification of any discrepancies/issues/investigations that arise and action on all request as per agreed TAT and SLA.
- Handling daily assigned tasks without compromising on the risk and service.
Qualifications :
Minimum Qualification
- Bachelors Degree in Commerce / Finance or equivalent.
Knowledge & Experience:
- 35 experience in SME & Personal Banking with at least 3 years experience in the SME & Personal Banking / CAD function.
Skills:
- Knowledge and use of banking software systems basic PC skills and common MS applications like Excel and Word.
- Good knowledge of Banks financial system.
- Very good knowledge of Credit Administration functions.
- Very good knowledge of U.A.E. legal environment & Central Bank regulations.
- Team Player ability to work under pressure attention to details.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
