Biggest Bank Risk amp Compliance Officer Micro Retail Division

About the Company

Our client is one of Indonesias largest and oldest financial institutions established in 1895. Focused primarily on serving micro small and medium enterprises (MSMEs) the bank plays a pivotal role in promoting financial inclusion throughout the country. With an extensive network of branches and digital services it offers a wide range of products including retail banking corporate banking and asset management. Its commitment to innovation and accessibility has made it a trusted institution especially among rural and underserved communities.

As a publicly listed company on the Indonesia Stock Exchange the bank maintains strong financial performance and upholds high governance standards. Its dedication to technologydriven solutions and responsible lending has positioned it as a leader in Indonesias financial sector. Through strategic initiatives and sustainable practices the bank continues to support economic growth and empower communities across the archipelago.

We are seeking a dedicated Risk & Compliance Officer to join our Micro Retail division. In this role you will be responsible for implementing and monitoring risk management strategies ensuring compliance with policies and fostering a culture of integrity and safety. You will play a crucial part in safeguarding the banks operational integrity and ensuring adherence to internal and external regulations.

Key Responsibilities

• Risk Management Implementation:
  Disseminate and enforce risk management policies and procedures focusing on operational and credit risks.

• Fraud Prevention and Recovery:
  Develop and execute antifraud strategies including detecting preventing and recovering from internal and external fraud.

• Risk Analysis and Evaluation:
  Perform risk assessments and evaluations proposing effective mitigation plans to manage operational and credit risks.

• Business Continuity and Health & Safety:
  Implement monitor and evaluate business continuity management (BCM) and workplace health and safety programs.

• Audit Monitoring:
  Track and ensure the completion of Management Improvement Plans based on internal and external audit findings.

• Compliance Policies:
  Promote and enforce compliance policies including Good Corporate Governance (GCG) antigratuities conflict of interest policies code of ethics and a culture of compliance.

• AntiMoney Laundering (AML):
  Oversee the implementation monitoring and evaluation of AML programs and procedures.

• Fraud Detection and Early Warning Systems:
  Develop and implement strategies for fraud detection including identifying early warning signs.

• Reporting:
  Prepare accurate and timely reports related to risk and compliance management for internal stakeholders.

Qualifications

• Experience:
  Minimum of 2 years in Risk Management Internal Control Audit or related fields (such as Public Accounting).

• Education:
  Bachelors degree from an accredited university with a minimum GPA of 2.75 (on a 4.0 scale).

• Certifications:
  Relevant certifications in Risk Management Audit or Compliance.

• Financial Integrity:
  No outstanding financial obligations (e.g. service bond penalties loans or creditrelated obligations).

• Skills:

  • Strong interpersonal skills and the ability to build positive relationships with customers and borrowers.
  • Excellent communication and negotiation skills.
  • Proficiency in data processing and analysis.
  • Ability to analyze company financial statements.

• Willingness to Travel:
  Open to placement in any branch across the company network.

Risk,Credit Risk,Compliance,Bank