Payment -Banking - ConScon

Skill : Payments

Industry Exposure : Banking

Keywords – Requirements Management Stakeholder Relationship. Product Backlog Prioritizing

Refinement Product Development Product Management Product Owner User Stories

Acceptance Criteria Feature Demo Delivery Management SQL API Cloud QA Support UAT

support Data Analysis Business Analysis System Analysis Process Mapping Process Flow

Level : Consultant/Senior Consultant

Exp Range : 6 – 13 Yrs (BA Experience : 3 yrs Min for Consultant Level 67 yrs Min for Sr

Consultant)

Location : Pune Chennai Bangalore.

Notice Period : 45 – 75 Days.

Education : BE/B Tech or MBA(Good to Have)

SECTION A: Generic BA/PO/PM Roles & Responsibilities (MUST HAVE)

Business Analyst or Product Owner or Product Management

Consult with client stakeholders to understand business drivers and translate them into functional and

nonfunctional requirements

You will work with / as Product Managers to evaluate the Product Roadmap to identify features for

development and identify "definition of done" for each feature

Lead robust fast (through) inceptions (identify scope value solution) and Own prioritized actionable

backlogs

Manage scope and drive tradeoff decisions in conjunction with internal/external stakeholders while

balancing business requirements with technical requirements

Elicit capture analyze and document business requirements user stories acceptance criteria and

other technical documentation

Work with the development team & provide walkthrough resolve queries & communicate details in a

timely manner

Attend standups requirement grooming meetings estimation meetings retrospectives and other key

meetings for the scrum team

Identify blockers that will impact timeline scope cost or other product variables and escalate to the

appropriate stakeholders

Build and maintain strong collaborative relationship with business and technology teams

Knowledge of Agile tools like confluence JIRA and agile methodology

Proven ability to convert business understanding into process flows / user journeys / use case

diagrams/ screen mockup with appropriate tools

Experience in leading stakeholder and team meetings with excellent communication skills (both verbal

and written) negotiating and persuasive ability to arrive at agreeable approaches

Willingness to keep learning & upskilling oneself with a flexible mindset to work in various subdomains

and perform variety of roles as per project requirement

Experience and comfort for working with technology teams and having basic understanding of below

tech stack – Cloud Data Analysis/mapping/modelling/reporting SQL/PLSQL APIs Microservices AI

& ML

SECTION B:Domain Knowledge: (MUST HAVE at least 2 from below bullet points).

Experience in working on the entire Card Payments value chain i.e. Card Issuance Merchant

Acquiring Online Acquisition POS Implementation Decisioning Billing & Posting Fraud & Dispute

Management Network Compliance & Regulation Loyalty & Rewards and Account Management &

Services Credit Card Program Launch & Card Program/portfolio Management

Experience in Banking in following areas: Customer Acquisition & Onboarding AML KYC CDD

Fraud Prevention Disputes Management

End to end understanding of the Payments lifecycle from Front to Mid to Backoffice processing.

Payment Authorization Clearing & Settlement

Experience of working across geo specific High Value Payment types such as FedWire CHIPS

BACS Faster payments SEPA FedNow Zelle CHAPS

Experience in Payments message types such as SWIFT MT / MX ISO20022 and proprietary

messages

Section C: NICE TO HAVE Other Skillsets/Experience

Customer Relationship Management: (NICE TO HAVE for all levels)

Build and maintain trusted relationships with client stakeholder(s)

Be seen as a “go to” resource that client wants to bring back for future engagements

Knowledge Management: (NICE TO HAVE for all levels.)

Assist in creating client and/ or practice related materials (deliverables solutions industry best

practices standards and other knowledge artifacts) to Cognizant’s knowledge management repository

Thought Leadership:(NICE TO HAVE for S CON)

Independently research industry trends and support to shape innovative ideas and opinions for

practice thought leaders

Actively contribute to research development and authoring of consulting mindshare i.e. articles

whitepapers and other collaterals via traditional and social media channels

Business Development:(NICE TO HAVE for S CON)

Support RFI/RFP responses and other business development opportunities as needed

Practice Development: (NICE TO HAVE for S CON)

Draw conclusions from market/industry trends and client experiences to support in the design and build

of new go to market service offerings

Support service line development and case study support through the gathering of industry best

practices

People Management: (NICE TO HAVE for S CON)

Actively support recruitment for campus candidates through preplacement discussions

Help to onboard and mentor junior associates; actively support their ongoing development; be known

as a leader among peers

Industry Awareness (NICE TO HAVE for S CON)

Latest trends in industry recent n upcoming regulations How Technology is shaping industry

Own outlook on various topics related to domain