Brief Description
To oversee a team of credit analysts in providing analysis of industry outlook (for the region assigned individually) maintenance of customer watchlist review counterparty risk and review and assess customers credit proposals before providing credit terms.
Key Result Areas
- Providing valuable market research information for potential downtrend industries that may possibly impact Groups credit exposure and highlight overdue positions of these cluster of clients to HO Credit Management.
- Performing research and creating database for customers credit information complemented by mapping of client industry.
- Evaluating credit worthiness of customers and update system for credit information.
- Communicate constantly to stakeholders on any portfolio risk assessment.
Key Accountabilities/Duties
- Maintenance of weekly and monthly Customer Credit Watchlist and update watchlist with relevant customer and market research information for timely action.
- Highlight Customers with high exposure/high risk to HO Credit Management/Regional Cash Manager team for further action to avoid further deteriorating Groups exposure.
- Research on market information/trends to support and highlight high risk/exposure/industry/customers to HO Credit Management/Regional Cash Manager for timely decision making.
- Monitoring of credit status of customers to ensure timely highlight of counterparty risks utilizing market research data customer payment behavior and any other relevant research/analytical data.
- Processing and assessing of customer credit applications and providing valueadded information on credit customers globally.
- Analytical review of the data gathered on the credibility of the customers globally and recommending of credit limits with justifications to country management for final approval.
- Monthly/Period Reporting for Corporate AR.
- Ensuring audit findings points are addressed and resolved timely.
- Providing feedback to manager on potential process improvements and automation of processes.
- Mentor and coach analysts to achieve their KPIs and adherence to Group Credit SOP.
- Medical Coverage (inpatient & outpatient)
- GTL & GPA
- Flexi benefit (dental optical health screening TCM chiropractic)
- Gym
- Flexi and hybrid work arrangement (provided with approval from manager)
Remote Work :
No