Job Title: Associate Credit Analyst Job Summary: The Associate Credit Analyst evaluates the creditworthiness of individuals or businesses to support lending decisions. The role involves analyzing financial statements assessing credit risk and making recommendations to minimize potential losses. This position is ideal for a detailoriented professional with a strong understanding of financial analysis and risk assessment.
Responsibilities:
- Analyze financial statements credit reports and other data to assess the creditworthiness of clients.
- Prepare credit memos and reports for management review.
- Monitor existing credit exposures and recommend adjustments as needed.
- Assist in evaluating loan applications and determining risk levels.
- Collaborate with senior analysts and lending officers to ensure compliance with credit policies and regulations.
- Provide support in credit approval processes and portfolio management.
Qualifications:
- Bachelors degree in Finance Accounting Economics or a related field.
- 13 years of experience in credit analysis financial analysis or a similar role.
- Strong analytical skills and attention to detail.
- Proficiency in financial modeling and analysis tools (e.g. Excel financial software).
- Excellent communication and reportwriting skills.
- Ability to work in a fastpaced environment and meet deadlines.
- Familiarity with credit rating systems and risk management practices is a plus.
Compensation:
- Base Salary: $55000 $75000 per year
- Bonus: Performancebased bonuses available
- Benefits: Health dental retirement plans and paid time off
Job Type: Fulltime
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