Underwriters

Overview

Key Responsibilities

• Evaluating credit applications and determining the risk involved
• Analyzing financial data and credit reports
• Setting credit limits and terms
• Assessing collection strategies and recommending appropriate actions
• Reviewing payment history and developing collection plans
• Communicating with customers regarding payment arrangements
• Collaborating with collection agencies and legal teams
• Maintaining accurate records of collection activities
• Monitoring delinquent accounts and implementing recovery actions
• Conducting risk assessments and making credit decisions
• Staying updated on industry regulations and best practices
• Providing recommendations for process improvements
• Preparing reports on collection activities and performance
• Participating in credit meetings and discussions
• Adhering to compliance and regulatory standards

Required Qualifications

• Bachelors degree in Finance Accounting Business or related field
• Proven experience as an underwriter or in a similar role
• Deep understanding of credit risk assessment and collection processes
• Proficiency in financial analysis and interpretation
• Excellent knowledge of lending regulations and compliance
• Strong analytical and decisionmaking skills
• Effective communication and negotiation abilities
• Attention to detail and accuracy in data analysis
• Ability to work well under pressure and meet deadlines
• Experience with credit scoring models and software
• Sound judgment and problemsolving capabilities
• Proactive approach to risk management
• Adept at using MS Office and financial software
• Team player with a collaborative mindset
• Certification in Credit Risk Management is a plus

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